Lincoln County property record for 1149 Tiny Trl, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,054 sqft · built 1997 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Apr 2016) |
| Tax Bill | $1,273 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-20-4451 |
| Primary APN | 3623-20-4451 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,477 sqft (0.516 acres) |
| Storage Building | 135 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 258276 |
|---|---|
| Street Address | 1149 TINY TRL |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | 1-5D BOSTON LACKEY LOTS |
| Legal Subdivision | BOSTON LACKEY PROP |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 70400 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1149 TINY TRL, LINCOLNTON, NC 28092-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 30, 2018 | Deed of Trust, Mortgage STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2016 · Amount on Record |
| Deed Sale | Apr 8, 2016 · Amount on Record |
| Prior Sale | Sep 5, 1997 · Amount on Record |
| Deed Document Number | 2016545633 |
| Deed Book / Page | 2579 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1149 TINY TRL, LINCOLNTON, NC 28092-6600 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1149 TINY TRL, LINCOLNTON, NC 28092-6600 |
| Document Number | 0003481245 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 3481/245 |
| Instrument | 706029 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1149 TINY TRL, LINCOLNTON, NC 28092-6600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003216640 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 3216/640 |
| Instrument | 661345 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINCOLNTON, NC 28093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1149 TINY TRL, LINCOLNTON, NC 28092-6600 |
| Document Number | 2760672 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1149 TINY TRL #L LINCOLNTON NC 280926600, L, LINCOLNTON, NC 28092-6600 |
| Document Number | 2760672 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 002760/000672 |
| Instrument | 581476 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,273.00 (+3.16%) | $178,269 (-) Land $24,000 Building $154,269 | $178,269 (-) Land $24,000 Building $154,269 |
| 2025 | $1,234.00 (+6.2%) | $178,269 (-) Land $24,000 Building $154,269 | $178,269 (-) Land $24,000 Building $154,269 |
| 2023 | $1,162.00 | $178,269 Land $24,000 Building $154,269 | $178,269 Land $24,000 Building $154,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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