Garrard County property record for 1149 Settlement Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.39 acres (60,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,000 (May 2006) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Apr 2019 Sale May 2006 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05C-39 |
| Primary APN | 05C-39 |
|---|---|
| Alternative APN |
|
| Lot Area | 60,617 sqft (1.39 acres) |
|---|
| Account Number | 20901 |
|---|---|
| Street Address | 1149 SETTLEMENT DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & GARAGE & LOT |
| Legal Subdivision | HOMESTEAD |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 970102 |
1149 Settlement Dr is owned and occupied by an individual who bought it in May 2006.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1149 SETTLEMENT DR, LANCASTER, KY 40444-8269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2019 | Deed, Transfer |
| May 5, 2006 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2006 · Amount on File |
| Deed Sale | May 5, 2006 · Amount on File |
| Deed Book / Page | 238 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 15, 2019 |
| Property Address | 1149 SETTLEMENT DR, LANCASTER, KY 40444-8269 |
| Document Number | 00D297/847 |
| Book / Page | D297 / 847 |
| Map Reference | DB 173 PG 508 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 148074 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1079 SETTLEMENT DR, LANCASTER, KY 40444-8251 |
| Name | Verified Name |
|---|---|
| Address | 107 GREEN ACRES LN, MOUNT VERNON, KY 40456-7596 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 5, 2006 |
| Property Address | 1149 SETTLEMENT DR, LANCASTER, KY 40444-8269 |
| Document Number | 000238/112 |
| Book / Page | 238 / 112 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1079 SETTLEMENT DR, LANCASTER, KY 40444-8251 |
The 2025 property tax bill for 1149 Settlement Dr was $3,200 with a homeowner's exemption, down 1.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,000 (-) Land $40,000 Building $320,000 | $360,000 (-) Land $40,000 Building $320,000 | |
| 2025 | $3,200.00 (-1.36%) Homeowner's exemption | $360,000 (+12.5%) Land $40,000 Building $320,000 | $360,000 (+12.5%) Land $40,000 Building $320,000 |
| 2024 | $3,244.00 (-2.82%) Homeowner's exemption | $320,000 (-) Land $40,000 Building $280,000 | $320,000 (-) Land $40,000 Building $280,000 |
| 2023 | $3,338.00 (+122.83%) Homeowner's exemption | $320,000 (+128.57%) Land $40,000 Building $280,000 | $320,000 (+128.57%) Land $40,000 Building $280,000 |
| 2022 | $1,498.00 Homeowner's exemption | $140,000 Land $40,000 Building $100,000 | $140,000 Land $40,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1149 Settlement Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1149 Settlement Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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