1149 SE 10th St, Stuart, FL 34996 Property Records

Martin County property record for 1149 SE 10th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,525 sqft · built 1979
Lot Size	0.357 acres (15,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2023)
Tax Bill	$10,437 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-018-005-0023.1-8-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-018-005-0023.1-8-0000`
Alternative APNs	`03-38-41-018-005-00231-8` `338410180050023180000` `20571`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
Gross Area	3,281 sqft
1st Floor Area	1,501 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,551 sqft (0.357 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Porch
Porch Area	192 sqft
Deck Area	288 sqft
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20571
Street Address	1149 SE 10TH ST
City	STUART
State	FL
Zip	34996-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	KRUEGER ESTATES FIRST ADDN W1/2 OF LOT 23 ALL OF LOT 24 & E 34.5 OF LOT 25 BLK 5 OR 341/492
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	KRUEGER ESTATES
Legal Block	5
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1026
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 FLYFOOT DR, STEPHENSON, VA 22656-1954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 25, 2019	Warranty Deed, Transfer SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC
Jan 17, 2019	Warranty Deed, Transfer SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC
Jan 15, 2019	Loan Modification, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20233028316
Deed Book / Page	3388 / 1412
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0012172013
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 27, 2023
Property Address	1149 SE 10TH ST, STUART, FL 34996-4104
Document Number	0033881412
Book / Page	3388 / 1412
Map Reference	MB 3 PG 18
Instrument Date	Jul 18, 2023
Instrument	3028316
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS STUART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1132 SW MIDLAND LN, PORT SAINT LUCIE, FL 34953-4215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 FLYFOOT DR, STEPHENSON, VA 22656-1954

Mortgage

Document Number	0033881414
Date	Jul 27, 2023
Instrument	3388/1414

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 19, 2021
Property Address	1149 SE 10TH ST, STUART, FL 34996-4104
Document Number	0031990194
Book / Page	3199 / 194
Map Reference	MB 3 PG 18
Instrument Date	Feb 11, 2021
Instrument	2869149
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 NE SPANISH RIVER BLVD STE 104, 500, BOCA RATON, FL 33431-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 SE 10TH ST, STUART, FL 34996-4104

Mortgage

Document Number	0003199195
Date	Feb 19, 2021
Instrument	3199/195

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 25, 2019
Property Address	1149 SE 10TH ST, STUART, FL 34996-4104
Document Number	0030430045
Book / Page	003043 / 000045
Instrument Date	Feb 25, 2019
Instrument	2740488
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,585.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 NE SPANISH RIVER BLVD #104 BOCA RATON FL 334314559, 104, BOCA RATON, FL 33431-4559

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 17, 2019
Property Address	1149 SE 10TH ST, STUART, FL 34996-4104
Document Number	0030362869
Book / Page	003036 / 002869
Instrument Date	Jan 15, 2019
Instrument	2734480
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5644 CORPORATE WAY WEST PALM BEACH FL 334072002, WEST PALM BEACH, FL 33407-2002

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1149 SE 10TH ST, STUART, FL 34996-4104
Document Number	0030412514
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5644 CORPORATE WAY WEST PALM BEACH FL 334072002, WEST PALM BEACH, FL 33407-2002

Mortgage

Document Number	0030412514
Date	Feb 15, 2019
Book Page	003041/002514
Instrument	2739245

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WEST PALM BEACH, FL 33401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,437.00 (-0.92%) Additional exemption filed	$630,437 (+55.24%)	$637,280 (+8.47%) Land $175,950 Building $461,330
2024	$10,534.00 (+53.85%)
2023	$6,847.00 (+3.51%) Additional exemption filed	$406,116 (+3%)	$587,540 (+39.21%) Land $165,600 Building $421,940
2022	$6,615.00 Homeowner's exemption	$394,288	$422,040 Land $156,800 Building $265,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on SE 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures