1149 Ruffin Rd, Dunn, NC 28334 Property Records

Harnett County property record for 1149 Ruffin Rd, Dunn, NC 28334

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,338 sqft · built 1925
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Nov 2017)
Tax Bill	$985 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Jan 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1500025287`

Property Details

APN / Parcel Number

Primary APN	`1500025287`
Alternative APN	`021514 0027 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Heated Area
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Porch	Porch
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1500025287
Street Address	1149 RUFFIN RD
City	DUNN
State	NC
Zip	28334-5850
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA30
Legal Description	2.01ACS TRACT#1 HARMON PC#E-173D
Legal Subdivision	LETHA POPE HARMON & GEORGE HAR
Legal Tract	1
Jurisdiction	HARNETT NC
Township / Civil Division	AVERASBORO
Census Block Group	1
Census Block	1056
Census Tract	70100

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1149 RUFFIN RD, DUNN, NC 28334-5850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jan 27, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage LARRY JR BAGLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	Nov 1, 1997
Deed Document Number	201716779
Deed Book / Page	3556 / 639
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 7, 2017
Property Address	1149 RUFFIN RD, DUNN, NC 28334-5850
Document Number	0000016779
Book / Page	003556 / 000639
Instrument Date	Sep 14, 2017
Instrument	16779
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 RUFFIN RD DUNN NC 283345850, DUNN, NC 28334-5850

Mortgage

Document Number	16780
Date	Nov 7, 2017
Book Page	003556/000642
Instrument	16780

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

January 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	HARNETT NC
Recording Date	Jan 27, 2017
Property Address	1149 RUFFIN RD, DUNN, NC 28334-5850
Book / Page	003475 / 000436
Instrument Date	Jan 27, 2017
Instrument	1306
Transaction Type	Construction Loan
Record Updated	Feb 15, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 RUFFIN RD DUNN NC 283345850, DUNN, NC 28334-5850

Mortgage

Document Number	0000001306
Date	Jan 27, 2017
Book Page	003475/000436
Instrument	1306

Lender

Name	LARRY JR BAGLEY
Address	621 GREEN PATH RD, GODWIN, NC 28344-8917
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 26, 2018

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$985.00 (+48.57%)	$120,872 (+50.57%)	$120,872 (+50.57%) Land $71,840 Building $49,032
2025	$663.00 (+2.47%)	$80,276 (-)	$80,276 (-) Land $38,640 Building $41,636
2023	$647.00	$80,276	$80,276 Land $38,640 Building $41,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL · Fiber in parts of the area	40 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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