Stanislaus County property record for 1149 River Bluff Dr, Oakdale, CA 95361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 1979 |
| Lot Size | 0.157 acres (6,838 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (Mar 2014) |
| Tax Bill | $3,409 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-038-023-000 |
| Primary APN | 064-038-023-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 6,838 sqft (0.157 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1149 RIVER BLUFF DR |
|---|---|
| City | OAKDALE |
| State | CA |
| Zip | 95361-2657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERVIEW ESTATES LOT 48 |
| Legal Subdivision | RIVERVIEW ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | OAKDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 204 |
1149 River Bluff Dr is owned and occupied by two individuals who bought it in March 2014.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage MEGASTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2014 · Amount on File |
| Deed Sale | Mar 25, 2014 · Amount on File |
| Prior Sale | Jun 26, 2013 · Amount on File |
| Deed Document Number | 201417806 |
| Prior Transfer Date | Jun 19, 2013 |
| Prior Transfer Doc | 0000054698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Document Number | 0000000596 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023-0000596 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Document Number | 0000094906 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 2021-0094906 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Document Number | 0000102343 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0102343 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1149 RIVER BLUFF DR, OAKDALE, CA 95361-2657 |
| Document Number | 0000048126 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1149 RIVER BLUFF DR OAKDALE CA 953612657, OAKDALE, CA 95361-2657 |
| Document Number | 0000048126 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 48126 |
| Name | MEGASTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
The 2026 property tax bill for 1149 River Bluff Dr was $3,409 with a homeowner's exemption, up 1.2% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Oakdale City |
| Unified School District | Oakdale Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,409.00 (+1.19%) Homeowner's exemption | $315,084 (+2%) Land $62,513 Building $252,571 |
| 2025 | $3,369.00 Homeowner's exemption | $308,907 Land $61,288 Building $247,619 |
| 2023 | $3,125.00 (+1.79%) Homeowner's exemption | $296,913 Land $58,909 Building $238,004 |
| 2022 | $3,070.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1149 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1149 River Bluff Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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