Kane County property record for 1149 Reserve Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,626 sqft · built 2004 |
| Lot Size | 0.28 acres (1,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,500 (Mar 2005) |
| Tax Bill | $5,824 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-29-477-037 |
| Primary APN | 06-29-477-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,439 sqft |
| Basement Area | 813 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 1,218 sqft (0.28 acres) |
| Lot Dimensions | 58 ft deep x 21 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 1149 RESERVE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE - LOT 9 DESC IN DOC 2004K044951 (EX PT DESC IN DOCS 2005K007952, 2005K002877, 2005K005431, 2005K006203 & 2005K015106 - 2-7-2005) |
| Legal Subdivision | THE RESERVE |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 851912 |
1149 Reserve Dr is owned and occupied by two individuals who acquired it in March 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1149 RESERVE DR, ELGIN, IL 60124-8824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2005 · Amount on File |
| Deed Sale | Mar 29, 2005 · Amount on File |
| Deed Document Number | 200534360 |
| Last Transfer Date | Mar 17, 2021 |
| Transfer Doc | 0000023344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 25, 2021 |
| Property Address | 1149 RESERVE DR, ELGIN, IL 60124-8824 |
| Document Number | 0000023344 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021K023344 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1149 RESERVE DR, ELGIN, IL 60124-8824 |
The 2025 property tax bill for 1149 Reserve Dr was $5,824 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,824.00 Homeowner's exemption Disabled Person's exemption | $86,344 (+8.57%) Land $20,940 Building $65,404 | $259,136 (+8.57%) Land $62,845 Building $196,291 |
| 2024 | $79,528 Land $19,287 Building $60,241 | $238,679 Land $57,884 Building $180,795 | |
| 2022 | $4,986.00 (+4.97%) Disabled Person's exemption | $65,512 (+6.96%) Land $15,888 Building $49,624 | $196,536 (+6.96%) Land $47,664 Building $148,872 |
| 2021 | $4,750.00 Disabled Person's exemption | $61,249 Land $14,854 Building $46,395 | $183,747 Land $44,562 Building $139,185 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1149 Reserve Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1149 Reserve Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures