Osceola County property record for 1149 Monroe Ave, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,364 sqft Living Area |
| Lot Size | 5,183 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,000 (2021) |
| Tax Bill | $3,013.00 (2024) |
| Primary APN | 04-26-30-0042-0001-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,864 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,183 sqft (0.119 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 368 sqft Garage |
| Porch Area | 383 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1149 MONROE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 32 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS VLG REPLAT |
| Legal Tract | 42 |
| Legal Block | 320 |
| Legal Lot Number | 32 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0042-0001-0320
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1149 MONROE AVE, SAINT CLOUD, FL 34769-6717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jun 03, 2016 · Amount on Record |
| Deed Doc Number | 2021144725 |
| Deed Book / Page | 6046 / 209 |
| Last Transfer Date | Apr 14, 2024 |
| Transfer Doc | 0066811452 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2021 |
| Property Address | 1149 MONROE AVE, SAINT CLOUD, FL 34769-6717 |
| Document Number | 0060460209 |
| Book / Page | 6046 / 209 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021144725 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 622 CABORCA CT, 622, OCOEE, FL 34761-2910 |
| Name | Verified Name |
|---|---|
| Address | 1149 MONROE AVE, SAINT CLOUD, FL 34769-6717 |
| Document Number | 6046211 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 6046/211 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1149 MONROE AVE, SAINT CLOUD, FL 34769-6717 |
| Document Number | 0056472007 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1149 MONROE AVE ST CLOUD FL 347696717, ST CLOUD, FL 34769-6717 |
| Document Number | 0056472007 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 005647/002007 |
| Instrument | 167545 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,121.00 (+3.58%) | $217,241 (+5.99%) | $252,300 (+13.04%) Land $35,000 Building $217,300 |
| 2024 | $3,013.00 (+2.76%) | ||
| 2023 | $2,932.00 (+3.71%) Homeowner's exemption | $204,970 (+3%) | $223,200 (+12.16%) Land $14,900 Building $208,300 |
| 2022 | $2,827.00 Homeowner's exemption | $199,000 Land $14,900 Building $184,100 | $199,000 Land $14,900 Building $184,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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