Charleston County property record for 1149 Monaco Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,548 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Dec 2025) |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-09-00-019 |
| Primary APN | 562-09-00-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 67 ft deep x 35 ft wide |
| Heating System | Heat Pump |
|---|
| Street Address | 1149 MONACO DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BEAUMONT DESCRIPTION -LOT 99 |
| Legal Subdivision | BEAUMONT |
| Legal Lot Number | 99 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 4612 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Snee Farm-Charles Pinckney National Historic Site (Additional Documentation) listed 1973 · 9 contributing resources · National Historic Landmark (designated 1974) · NRIS 73001702 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 10, 2022 | Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO |
| Dec 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO |
| Nov 9, 2018 | Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Aug 10, 2022 · Amount on Record |
| Deed Book / Page | 1356 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009560460 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 956/460 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0010770240 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 1077/240 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 11, 2025 |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0013560157 |
| Book / Page | 1356 / 157 |
| Map Reference | MB EA PG 757 |
| Instrument Date | Dec 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0001356158 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 1356/158 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 10, 2022 |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0011300206 |
| Book / Page | 1130 / 206 |
| Map Reference | MB EA PG 757 |
| Instrument Date | Aug 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,058.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0001130208 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 1130/208 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0859/0273 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1149 MONACO DR MOUNT PLEASANT SC 294649063, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0859/0273 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 000859/000273 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0859/0280 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1149 MONACO DR MOUNT PLEASANT SC 294649063, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0859/0280 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 000859/000280 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 9, 2018 |
| Property Address | 1149 MONACO DR, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 0759/0529 |
| Book / Page | 000759 / 000529 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1149 MONACO DR MOUNT PLEASANT SC 294649063, MOUNT PLEASANT, SC 29464-9063 |
| Document Number | 759/0530 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 000759/000530 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2048 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802.00 (+7.13%) | $445,300 (+2,635.26%) Land $80,000 Building $365,300 | $445,300 (+78.12%) Land $80,000 Building $365,300 |
| 2024 | $1,682.00 (+67.53%) | $16,280 (+62.8%) | |
| 2022 | $1,004.00 | $10,000 | $250,000 (-38.57%) Land $40,000 Building $210,000 |
| 2020 | $407,000 Land $60,000 Building $347,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 40 (1989–2024) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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