San Luis Obispo County property record for 1149 Monaco Ct, Grover Beach, CA 93433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,754 sqft · built 1996 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $592,000 (Mar 2020) |
| Tax Bill | $7,466 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-651-039 |
| Primary APN | 060-651-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,754 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 3,500 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 1149 MONACO CT |
|---|---|
| City | GROVER BEACH |
| State | CA |
| Zip | 93433-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TR 2177 LT 34 |
| Legal Subdivision | TRACT 2177 |
| Legal Tract | 2177 |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 12001 |
1149 Monaco Ct is owned and occupied by an individual who bought it in March 2020.
Source: San Luis Obispo County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1149 MONACO CT, GROVER BEACH, CA 93433-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Mar 27, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Mar 9, 2005 · Amount on File |
| Deed Document Number | 202015090 |
| Prior Transfer Date | May 17, 1999 |
| Prior Transfer Doc | 0000043533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 10, 2026 |
| Property Address | 1149 MONACO CT, GROVER BEACH, CA 93433-3254 |
| Document Number | 0000028837 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202628837 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1149 MONACO CT, GROVER BEACH, CA 93433-3254 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028837, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202628837 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 27, 2020 |
| Property Address | 1149 MONACO CT, GROVER BEACH, CA 93433-3254 |
| Document Number | 0000015090 |
| Map Reference | MB 17 PG 54 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020015090 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1149 MONACO CT, GROVER BEACH, CA 93433-3254 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015091 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020015091 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 1149 Monaco Ct was $7,466.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Grover Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $660,382 (+2%) Land $334,654 Building $325,728 | |
| 2025 | $7,466.00 | $647,435 Land $328,093 Building $319,342 |
| 2023 | $7,211.00 (+1.58%) | $622,296 Land $315,353 Building $306,943 |
| 2022 | $7,099.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1149 Monaco Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1149 Monaco Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.
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