Kendall County property record for 1149 Heron Cir, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,990 sqft · built 2006 |
| Lot Size | 0.061 acres (2,674 sqft) |
| Owner | Company Name on Record |
| Last Sale | $177,000 (Jul 2017) |
| Tax Bill | $6,701 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-430-003 |
| Primary APN | 09-02-430-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,990 sqft Living Area |
| 1st Floor Area | 1,990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,674 sqft (0.061 acres) |
| Lot Dimensions | 76 ft deep x 35 ft wide |
| Cooling System | Central |
|---|
| Street Address | 1149 HERON CIR |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-8854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 SABLE RIDGE UNIT 2 CITY OF JOLIET |
| Legal Subdivision | SABLE RIDGE |
| Legal Lot Number | 89 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 890703 |
Source: Kendall County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1149 HERON CIR, JOLIET, IL 60431-8854 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Apr 23, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on Record |
| Deed Sale | Jul 26, 2017 · Amount on Record |
| Prior Sale | Jun 4, 2009 · Amount on Record |
| Deed Document Number | 201711634 |
| Last Transfer Date | Mar 8, 2021 |
| Transfer Doc | 0000010497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1149 HERON CIR, JOLIET, IL 60431-8854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002665 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 202200002665 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 23, 2021 |
| Property Address | 1149 HERON CIR, JOLIET, IL 60431-8854 |
| Document Number | 0000010497 |
| Map Reference | DOC R2005-00019612 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 202100010497 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1149 HERON CIR, JOLIET, IL 60431-8854 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 26, 2017 |
| Property Address | 1149 HERON CIR, JOLIET, IL 60431-8854 |
| Document Number | 0000011634 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 11634 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1149 HERON CIR SHOREWOOD IL 604318854, SHOREWOOD, IL 60431-8854 |
| Document Number | 11636 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 11636 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Seward Township |
| Municipality | Joliet City |
| Elementary School District | Minooka Community Consolidated School District 201 (PK - 08) |
| Secondary School District | Minooka Community High School District 111 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,444 (+39.47%) Land $12,000 Building $85,444 | $292,332 (+39.47%) Land $36,000 Building $256,332 | |
| 2024 | $6,701.00 | ||
| 2022 | $69,865 Land $8,153 Building $61,712 | $209,595 Land $24,459 Building $185,136 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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