Harford County property record for 1149 Heaps Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,064 sqft · built 1988 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Oct 2017) |
| Tax Bill | $4,927 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-049717 |
| Primary APN | 05-049717 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 049717 |
|---|---|
| Street Address | 1149 HEAPS RD |
| City | STREET |
| State | MD |
| Zip | 21154-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1 3.055 AC 1149 HEAPS ROAD LD C GRASHAM P 62/66 |
| Legal Subdivision | CECIL E & FAYE GRASHAM |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1149 HEAPS RD, STREET, MD 21154-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| May 8, 2019 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| May 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 2, 2017 | Deed, Transfer · FHA Mortgage MCS MORTGAGE BANKERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2017 · Amount on Record |
| Deed Sale | Oct 2, 2017 · Amount on Record |
| Prior Sale | Apr 3, 2003 · Amount on Record |
| Deed Document Number | 201712535-0455 |
| Deed Book / Page | 12535 / 455 |
| Prior Transfer Date | Jul 26, 2012 |
| Prior Transfer Doc | 0098110245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1149 HEAPS RD, STREET, MD 21154-1412 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | LIBERTY T&E OF MD LLC |
| Name | Verified Name |
|---|
| Document Number | 0144210011 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 14421/11 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1149 HEAPS RD, STREET, MD 21154-1412 |
| Document Number | 0132950486 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1149 HEAPS RD STREET MD 211541412, STREET, MD 21154-1412 |
| Document Number | 0132950486 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 013295/000486 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1149 HEAPS RD, STREET, MD 21154-1412 |
| Document Number | 0132950479 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1149 HEAPS RD STREET MD 211541412, STREET, MD 21154-1412 |
| Document Number | 0132950479 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 013295/000479 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 2, 2017 |
| Property Address | 1149 HEAPS RD, STREET, MD 21154-1412 |
| Document Number | 0125350455 |
| Book / Page | 12535 / 0455 |
| Map Reference | MB CGH62 FO66 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 12535-0455 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1149 HEAPS RD, STREET, MD 21154-1412 |
| Document Number | 125350461 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 12535-0461 |
| Name | MCS MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,927.00 (+15.52%) | $446,633 (+7.29%) | $477,000 (-) Land $130,200 Building $346,800 |
| 2025 | $4,265.00 (+6.15%) | $416,267 (+11.14%) | $477,000 (+23.61%) Land $130,200 Building $346,800 |
| 2023 | $374,533 | $385,900 Land $120,200 Building $265,700 | |
| 2022 | $4,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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