1149 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1149 E Main St, Chattanooga, TN 37408

Property Summary

Property Type	High-Rise Apartments
Details	8,208 sqft · built 2018
Lot Size	0.261 acres (11,373 sqft)
Owner	Company Name on Record
Last Sale	$4,100,000 (Nov 2022)
Tax Bill	$9,174 (2025)
Deeds & Mortgages	Nov 2022 Sale Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`146P E 015`

Property Details

APN / Parcel Number

Primary APN	`146P E 015`
Alternative APN	`0000077706`

Interior

Units	13 Units
Stories	3 Stories
Building Area	8,208 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	11,373 sqft (0.261 acres)
Lot Dimensions	137 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077706
Street Address	1149 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37408-1625
Property Category	Commercial
Property Type	Residential > Multi-Unit > High-Rise Apartments
Local Zoning Code	UGC
Legal Description	LT 1 ADDITION TO PEGASUS SUB PB Y3 PG 462 REV 3-39 REV 107-93
Legal Subdivision	L ADDITION
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 264, PLEASANTVILLE, NY 10570-0264
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Jun 26, 2018	Loan Modification, Mortgage BANCORPSOUTH
Jan 31, 2017	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	202276
Deed Book / Page	13145 / 290
Prior Transfer Date	Jul 30, 1999
Prior Transfer Doc	0054140178
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 17, 2022
Property Address	1149 E MAIN ST, CHATTANOOGA, TN 37408-1625
Document Number	0000000076
Book / Page	13145 / 290
Map Reference	MB P3 PG 107/93
Instrument Date	Nov 15, 2022
Instrument	2022111700076
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$15,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 264, PLEASANTVILLE, NY 10570-0264

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1149 E MAIN ST, CHATTANOOGA, TN 37408-1625
Document Number	0627000141
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0627000141
Date	Jun 27, 2018
Book Page	011385/000496
Instrument	180627000141

Lender

Name	BANCORPSOUTH
Type	Bank

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 31, 2017
Property Address	1149 E MAIN ST, CHATTANOOGA, TN 37408-1625
Document Number	0000000154
Book / Page	010965 / 000292
Instrument Date	Jan 30, 2017
Instrument	154
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$1,165.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1810 E MAIN ST #300 CHATTANOOGA TN 374045054, 300, CHATTANOOGA, TN 37404-5054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,174.00 (-3.21%)	$605,320 (+42.87%)	$1,513,300 (+42.87%) Land $253,000 Building $1,260,300
2024	$9,478.00	$423,680 (-)	$1,059,200 (-) Land $118,300 Building $940,900
2023	$9,478.00	$423,680 (-)	$1,059,200 (-) Land $118,300 Building $940,900
2022	$9,478.00	$423,680	$1,059,200 Land $118,300 Building $940,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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