1149 E 900th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 1149 E 900th Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 2012
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2018)
Tax Bill	$3,523 (2022)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-020-023`

Property Details

APN / Parcel Number

Primary APN	`09-02-020-023`

Interior

Stories	1 Story
Building Area	1,380 sqft Base Area
Basement Area	1,380 sqft

Exterior

Year Built	Built 2012
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,904 sqft

Location & Zoning

Street Address	1149 E 900TH AVE
City	ALTAMONT
State	IL
Zip	62411-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 177.92FT OF E 593FT OF N 735FT NW NW 3372/1 2829/191 2321/191 1563/72
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1026
Census Tract	950300

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1149 E 900TH AVE, ALTAMONT, IL 62411-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Nov 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA
Nov 12, 2020	Deed of Trust, Mortgage DIETERICH BANK NA
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Mar 23, 2018	Warranty Deed, Transfer · Commercial Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	201801800988
Deed Book / Page	3372 / 001
Record Updated	Jun 7, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1149 E 900TH AVE, ALTAMONT, IL 62411-6622
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003341/045
Date	Oct 17, 2017
Book Page	3341/045
Instrument	201701704883

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1149 E 900TH AVE, ALTAMONT, IL 62411-6622
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003515/024
Date	Nov 22, 2019
Book Page	3515/024
Instrument	201901904826

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	SAINT ELMO, IL 62458

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.79%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1149 E 900TH AVE, ALTAMONT, IL 62411-6622
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003630/162
Date	Nov 12, 2020
Book Page	3630/162
Instrument	202020006292

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	SAINT ELMO, IL 62458

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 4, 2021

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1149 E 900TH AVE, ALTAMONT, IL 62411-6622
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003744/312
Date	Dec 3, 2021
Book Page	3744/312
Instrument	202121005945

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 23, 2018
Property Address	1149 E 900TH AVE, ALTAMONT, IL 62411-6622
Document Number	003372/001
Book / Page	3372 / 001
Instrument Date	Mar 22, 2018
Instrument	201801800988
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 E 900TH AVE, 1149, ALTAMONT, IL 62411-6622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1530 N 2175 ST, FARINA, IL 62838-2206

Mortgage

Document Number	201801800989
Date	Mar 23, 2018
Instrument	201801800989

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,523.00 Homeowner's exemption	$72,900 Land $4,180 Building $68,720	$218,700 Land $12,540 Building $206,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream.

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