1149 Cherry Laurel Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 1149 Cherry Laurel Rd, Gilmer, TX 75645 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Year Built	Built 2023
Square Footage	2,368 sqft Living Area
Lot Size	654,141 sqft (15 acres)
Occupancy	Owner Occupied
Tax Bill	$3,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-596-1`
Alternative APN	`65077567`

Interior

Building Area	2,368 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	654,141 sqft (15 acres)

Location & Zoning

Account Number	001U-S02-000-596-1
Street Address	1149 CHERRY LAUREL RD
City	GILMER
State	TX
Zip	75645-8045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 596-1, 15.017 ACRES & HOUSE & CARGO
Legal Tract	1-596
Jurisdiction	UPSHUR TX
Minor Civil Division	GILMER
Census Blockgroup	3
Census Block	3013
Census Tract	950302

Owner

Source: Upshur County records · APN 001U-S02-000-596-1

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1149 CHERRY LAUREL RD, GILMER, TX 75645-8045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2015
Deed Sale	Jul 01, 2015
Deed Doc Number	201504052
Deed Book / Page	1201 / 443
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1149 CHERRY LAUREL RD, GILMER, TX 75645-8045
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004060
Date	Jun 10, 2020
Instrument	202004060

Lender

Name	FIRST NATIONAL BANK OF GILLETTE
Type	Bank
Address	LAIRD HILL, TX 75666

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2030

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 10, 2023
Change Frequency	3 Years
Min Rate At Change	5.1%
Index	3-Year CMT
Max Rate	16%

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 (+182.33%)	$220,640 (+25.66%) Land $146,320 Building $74,320	$220,640 (+25.66%) Land $146,320 Building $74,320
2023		$175,590 Land $175,590	$175,590 Land $175,590
2022	$1,183.00

Flood & Wildfire

1149 Cherry Laurel Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Upshur County (48459C), updated October 19, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 60th percentile of exposed land nationally · 42nd in Texas
Wildfire Likelihood	Moderate — about 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.