Lake County property record for 11488 Gembala Ln, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,208 sqft · built 2007 |
| Lot Size | 5.49 acres (239,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $870,000 (Apr 2011) |
| Tax Bill | $6,606 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1519905 |
| Primary APN | R1519905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,208 sqft Living Area |
| 1st Floor Area | 3,050 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 239,144 sqft (5.49 acres) |
| Terrain | Rolling |
| Garage Area | 1,188 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 478 sqft |
| Deck Area | 438 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000016628 |
|---|---|
| Street Address | 11488 GEMBALA LN |
| City | BIGFORK |
| State | MT |
| Zip | 59911-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWIFT CURRENT ESTATES #2, S02, T26 N, R19 W, LOT 1, ACRES 5.49 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 02 |
| Legal Subdivision | SWIFT CURRENT ESTATES #2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 100 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2760, BIGFORK, MT 59911-2760 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2011 · Amount on Record |
| Deed Sale | Apr 13, 2011 · Amount on Record |
| Prior Sale | May 23, 2006 |
| Deed Document Number | 2011513556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 11488 GEMBALA LN, BIGFORK, MT 59911-5902 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 587241 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 587241 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | 23202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,606.00 (-17.29%) | $1,761,300 (-) | |
| 2025 | $7,987.00 (+10.49%) | $1,761,300 (+31.66%) | $1,761,300 (+31.66%) Land $313,168 Building $1,448,132 |
| 2023 | $7,229.00 | $1,337,800 | $1,337,800 Land $173,735 Building $1,164,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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