11488 Barnsley, Lowell, MI 49331 Property Records

Kent County property record for 11488 Barnsley, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 2002
Lot Size	0.057 acres (2,515 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2020)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-376-001`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-376-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	508 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	2,515 sqft (0.057 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11488 BARNSLEY
City	LOWELL
State	MI
Zip	49331-8655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 10 * WHISPERING HILLS PLAT NO. ONE
Legal Subdivision	WHISPERING HILLS PLAT NO. ONE
Legal Lot Number	10
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4004
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11488 BARNSLEY, LOWELL, MI 49331-8655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Feb 19, 2020	Warranty Deed, Transfer · Conventional Mortgage MMS MORTGAGE SERVICES LTD
May 6, 2019	Deed of Trust, Mortgage · Conventional with PMI NEIGHBORHOOD LOANS
Jan 26, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST DIRECT LNDG
Dec 22, 2016	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Oct 14, 2010 · Amount on Record
Deed Document Number	202014511
Last Transfer Date	Aug 10, 2021
Transfer Doc	0000092895
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Aug 20, 2021
Property Address	11488 BARNSLEY, LOWELL, MI 49331-8655
Document Number	0000092895
Map Reference	LB 117 PG 10
Instrument Date	Aug 20, 2021
Instrument	20210820-0092895
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11488 BARNSLEY, LOWELL, MI 49331-8655

Mortgage

Document Number	0000092896
Date	Aug 20, 2021
Instrument	20210820-0092896

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 19, 2020
Property Address	11488 BARNSLEY, LOWELL, MI 49331-8655
Document Number	0000014511
Map Reference	LB 117 PG 10
Instrument Date	Feb 13, 2020
Instrument	20200219-0014511
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11488 BARNSLEY, 11488, LOWELL, MI 49331-8655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 S WEST ST, LOWELL, MI 49331-1515

Mortgage

Document Number	0000014512
Date	Feb 19, 2020
Instrument	20200219-0014512

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11488 BARNSLEY, LOWELL, MI 49331-8655
Document Number	0000033584
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11488 BARNSLEY LOWELL MI 493318655, LOWELL, MI 49331-8655

Mortgage

Document Number	0000033584
Date	May 15, 2019
Instrument	33584

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 80148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11488 BARNSLEY, LOWELL, MI 49331-8655
Document Number	0000008397
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11488 BARNSLEY LOWELL MI 493318655, LOWELL, MI 49331-8655

Mortgage

Document Number	0000008397
Date	Feb 1, 2018
Instrument	8397

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11488 BARNSLEY, LOWELL, MI 49331-8655
Document Number	0000000799
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11488 BARNSLEY LOWELL MI 493318655, LOWELL, MI 49331-8655

Mortgage

Document Number	0000000799
Date	Jan 4, 2017
Instrument	799

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,900 (+10.5%)	$317,800 (+10.5%)
2025	$3,081.00 (+21.16%) Homeowner's exemption	$143,800 (+26.7%)	$287,600 (+26.7%)
2023		$113,500	$227,000
2021	$2,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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