11487 E 114th Dr, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 11487 E 114th Dr, Commerce City, CO 80640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,087 sqft · built 1999
Lot Size	0.2 acres (8,694 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2018)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1721-02-0-07-010`

Property Details

APN / Parcel Number

Primary APN	`1721-02-0-07-010`
Alternative APNs	`0172102007010` `R0115335`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	3,401 sqft
1st Floor Area	1,302 sqft
2nd Floor Area	785 sqft
Basement Area	734 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,694 sqft (0.2 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0115335
Street Address	11487 E 114TH DR
City	COMMERCE CITY
State	CO
Zip	80640-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:RIVER RUN FILING NO 1 BLK:7 LOT:10
Legal Range	67W
Legal Township	02S
Legal Section	02
Legal Subdivision	RIVER RUN FILING NO 1
Legal Block	7
Legal Lot Number	10
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2041
Census Tract	8556

Owner

11487 E 114th Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Adams County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Aug 26, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Oct 3, 2018	Warranty Deed, Transfer · Conventional with PMI UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Nov 29, 2010 · Amount on File
Deed Document Number	201880540
Prior Transfer Date	May 26, 2005
Prior Transfer Doc	0000773530
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Jul 14, 2026
Property Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217
Document Number	0000040950
Instrument Date	Jul 7, 2026
Instrument	202640950
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217

Mortgage

Document Number	0000040950,
Date	Jul 14, 2026
Instrument	202640950

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 28, 2046

Interest

Rate	6.52%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217

Mortgage

Document Number	0000000904
Date	Jan 7, 2026
Instrument	2026000000904

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069438
Date	Jun 8, 2021
Instrument	2021000069438

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217
Document Number	0000073465
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11487 E 114TH DR COMMERCE CITY CO 806409217, COMMERCE CITY, CO 80640-9217

Mortgage

Document Number	0000073465
Date	Sep 5, 2019
Instrument	73465

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 3, 2018
Property Address	11487 E 114TH DR, COMMERCE CITY, CO 80640-9217
Document Number	0000080540
Instrument Date	Oct 2, 2018
Instrument	80540
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11487 E 114TH DR COMMERCE CITY CO 806409217, COMMERCE CITY, CO 80640-9217

Mortgage

Document Number	80541
Date	Oct 3, 2018
Instrument	80541

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11487 E 114th Dr was $4,079.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,079.00	$35,290 Land $7,140 Building $28,150	$519,000 Land $105,000 Building $414,000
2023	$4,591.00 (+10.73%)	$37,140 (+11.8%) Land $6,430 Building $30,710	$549,000 (+14.81%) Land $95,000 Building $454,000
2022	$4,146.00	$33,220 Land $12,640 Building $20,580	$478,172 Land $182,000 Building $296,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11487 E 114th Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11487 E 114th Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Verizon.

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