11486 Perkins St, Carmel, IN 46032 Property Records

Hamilton County property record for 11486 Perkins St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,594 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$183,400 (Dec 2014)
Tax Bill	$3,413 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-001-100.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-001-100.000-018`
Alternative APN	`1713010001100000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11486 PERKINS ST
City	CARMEL
State	IN
Zip	46032-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 1, TOWNSHIP 17, RANGE 3, GUILFORD PARK, LOT 100
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	GUILFORD PARK
Legal Lot Number	100
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111006

Owner

11486 Perkins St is owned and occupied by two individuals who bought it in December 2014.

Source: Hamilton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11486 PERKINS ST, CARMEL, IN 46032-3434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CREDIT UNION
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2014 · Amount on File
Deed Sale	Dec 5, 2014 · Amount on File
Deed Document Number	201454961
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	May 20, 2026
Property Address	11486 PERKINS ST, CARMEL, IN 46032-3434
Document Number	0000022124
Instrument Date	May 15, 2026
Instrument	202622124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11486 PERKINS ST, CARMEL, IN 46032-3434
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022124,
Date	May 20, 2026
Instrument	202622124

Lender

Name	INDIANA MEMBERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11486 PERKINS ST, CARMEL, IN 46032-3434
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004751
Date	Jan 22, 2021
Instrument	2021004751

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,900 (+9.2%) Land $106,500 Building $241,400	$347,900 (+9.2%) Land $106,500 Building $241,400
2024	$3,413.00 (+31.37%)	$318,600 (+21.23%) Land $106,500 Building $212,100	$318,600 (+21.23%) Land $106,500 Building $212,100
2023	$2,598.00 (-1.96%)	$262,800 (+9.45%) Land $106,500 Building $156,300	$262,800 (+9.45%) Land $106,500 Building $156,300
2022	$2,650.00	$240,100 Land $94,100 Building $146,000	$240,100 Land $94,100 Building $146,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11486 Perkins St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11486 Perkins St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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