Hernando County property record for 11486 Libby Rd, Spring Hill, FL 34609 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 1989 |
| Lot Size | 0.36 acres (15,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Sep 2023) |
| Tax Bill | $4,535 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1025-0100 |
| Primary APN | R32-323-17-5160-1025-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,717 sqft |
| 1st Floor Area | 1,910 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,666 sqft (0.36 acres) |
| Lot Dimensions | 125 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 384 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,228 sqft |
| Patio Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00573579 |
|---|---|
| Street Address | 11486 LIBBY RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1025 LOT 10 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1025 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 41006 |
Source: Hernando County records · APN R32-323-17-5160-1025-0100
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Sep 02, 2015 · Amount on Record |
| Deed Document Number | 202356505 |
| Deed Book / Page | 4339 / 1179 |
| Prior Transfer Date | Jul 29, 1999 |
| Prior Transfer Doc | 0031280207 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Document Number | 0043391179 |
| Book / Page | 4339 / 1179 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023056505 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22113 JASON AVENUE CT N, FOREST LAKE, MN 55025-9131 |
| Name | Verified Name |
|---|---|
| Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Document Number | 0043391181 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 4339/1181 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Number | 0043391192 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 4339/1192 |
| Instrument | 2023056507 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Document Number | 0041570353 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 4157/353 |
| Instrument | 2022029092 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039380042 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 3938/42 |
| Instrument | 2021002177 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Document Number | 0037811163 |
| Instrument Date | Nov 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11486 LIBBY RD SPRING HILL FL 346092223, SPRING HILL, FL 34609-2223 |
| Document Number | 0037811163 |
|---|---|
| Date | Dec 05, 2019 |
| Book Page | 003781/001163 |
| Instrument | 76708 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 04, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11486 LIBBY RD, SPRING HILL, FL 34609-2223 |
| Document Number | 0035621502 |
| Instrument Date | Mar 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11486 LIBBY RD SPRING HILL FL 346092223, SPRING HILL, FL 34609-2223 |
| Document Number | 0035621502 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 003562/001502 |
| Instrument | 15634 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,535.00 (+358.08%) | $308,680 (+131.69%) Land $54,361 Building $254,319 | $308,680 (+2.99%) Land $54,361 Building $254,319 |
| 2023 | $133,229 (+3%) Land $133,229 | ||
| 2022 | $990.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $129,349 | $299,717 Land $45,118 Building $254,599 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force 3 of 7 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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