11486 E Oak St, Walkerton, IN 46574 Property Records

Starke County property record for 11486 E Oak St, Walkerton, IN 46574

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 787 sqft · built 1958
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$762 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`75-03-12-302-018.000-009`

Property Details

APN / Parcel Number

Primary APN	`75-03-12-302-018.000-009`
Alternative APN	`0100187000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	787 sqft Living Area
1st Floor Area	787 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0100187000
Street Address	11486 E OAK ST
City	WALKERTON
State	IN
Zip	46574-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2ND
Legal Description	K K LAKE LOTS 23 & 24 BLK 6.
Legal Subdivision	KOONTZ LAKE SUBDIVISION
Legal Block	6
Legal Lot Number	23-24
Jurisdiction	STARKE IN
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1054
Census Tract	953600

Owner

Source: Starke County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11486 E OAK ST, WALKERTON, IN 46574-7314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 25, 2023	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Dec 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023
Deed Sale	Jul 25, 2023
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	20232270
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	2021004704
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	11486 E OAK ST, WALKERTON, IN 46574-7314
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITIAN TITLE IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11486 E OAK ST, WALKERTON, IN 46574-7314

Mortgage

Document Number	2023002287
Date	Jul 27, 2023
Instrument	2023002287

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Jul 25, 2023
Property Address	11486 E OAK ST, WALKERTON, IN 46574-7314
Document Number	2023002270
Map Reference	MB 1 PG 224&225
Instrument Date	Jul 13, 2023
Instrument	2023002270
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11486 E OAK ST, WALKERTON, IN 46574-7314

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	11486 E OAK ST, WALKERTON, IN 46574-7314
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001043
Date	Apr 19, 2023
Instrument	2023001043

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	145 Months
Due	May 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STARKE IN
Recording Date	Dec 6, 2021
Property Address	11486 E OAK ST, WALKERTON, IN 46574-7314
Document Number	2021004704
Map Reference	MB 1 PG 224&225
Instrument Date	Nov 23, 2021
Instrument	2021004704
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11486 E OAK ST, WALKERTON, IN 46574-7314

Mortgage

Document Number	2021004705
Date	Dec 6, 2021
Instrument	2021004705

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Sep 11, 2018
Property Address	11486 E OAK ST, WALKERTON, IN 46574-7314
Document Number	2018002430
Map Reference	MB 1 PG 224&225
Instrument Date	Aug 31, 2018
Instrument	2018002430
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11486 E OAK ST, WALKERTON, IN 46574-7314

Mortgage

Document Number	2018002431
Date	Sep 11, 2018
Instrument	2018002431

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Oregon Township
Unified School District	Oregon-Davis School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (+3.67%)	$119,300 (+29.82%) Land $7,700 Building $111,600	$119,300 (+29.82%) Land $7,700 Building $111,600
2024	$735.00 (+94.96%)
2023	$377.00	$91,900 (+8.37%) Land $7,000 Building $84,900	$91,900 (+8.37%) Land $7,000 Building $84,900
2022	$377.00 (-13.93%)	$84,800 Land $6,800 Building $78,000	$84,800 Land $6,800 Building $78,000
2021	$438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Fourway Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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