11486 92nd St, Largo, FL 33773 Property Records

Pinellas County property record for 11486 92nd St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,203 sqft · built 1962
Lot Size	0.147 acres (6,386 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Jun 2026)
Tax Bill	$163 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-4417-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-4417-2`
Alternative APNs	`14-30-15-84240-004-0020` `301514842400040020` `153014842400040020` `R152824`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,203 sqft Living Area
Gross Area	1,621 sqft
1st Floor Area	1,203 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1996
Architectural Style	H-Shape
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,386 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 63 ft wide

Exterior Amenities

Porch	Patio
Porch Area	355 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R152824
Street Address	11486 92ND ST
City	LARGO
State	FL
Zip	33773-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SOUTHERN COMFORT HOMES UNIT 1-C BLK D, LOT 2
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	SOUTHERN COMFORT
Legal Tract	84240
Legal Block	D
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1013
Census Tract	25011

Owner

11486 92nd St is owned by an individual who bought it in June 2026.

Source: Pinellas County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	13927 HENSON CIR, TAMPA, FL 33625-3122
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION
Nov 4, 2020	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	2026161486
Deed Book / Page	23594 / 1484
Prior Transfer Date	Oct 16, 2024
Prior Transfer Doc	0229560820
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Sep 22, 2026
Property Address	11486 92ND ST, LARGO, FL 33773-4625
Document Number	0000252975
Book / Page	23700 / 1951
Instrument Date	Sep 17, 2026
Instrument	2026252975
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13927 HENSON CIR, TAMPA, FL 33625-3122

Mortgage

Document Number	0000252975,
Date	Sep 22, 2026
Book Page	23700/1951
Instrument	2026252975

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 16, 2026
Property Address	11486 92ND ST, LARGO, FL 33773-4625
Document Number	0000161486
Book / Page	23594 / 1484
Instrument Date	Jun 11, 2026
Instrument	2026161486
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13927 HENSON CIR, TAMPA, FL 33625-3122

Mortgage

Document Number	0000161489,
Date	Jun 16, 2026
Instrument	2026161489

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 4, 2020
Property Address	11486 92ND ST, LARGO, FL 33773-4625
Document Number	0212421339
Book / Page	21242 / 1339
Map Reference	MB 58 PG 46&47
Instrument Date	Oct 12, 2020
Instrument	2020332842
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	BAXTER TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 E RAILROAD ST, 128, LA GRANGE, NC 28551-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11486 92ND ST, LARGO, FL 33773-4625

Mortgage

Document Number	0212421341
Date	Nov 4, 2020
Instrument	21242/1341

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 27, 2017
Property Address	11486 92ND ST, LARGO, FL 33773-4625
Document Number	0196070674
Book / Page	19607 / 0674
Map Reference	MB58 PG46
Instrument Date	Apr 21, 2017
Instrument	2017130555
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 MEHLENBACHER RD, 360, BELLEAIR, FL 33756-1678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 ESSINGTON DR, DUBLIN, OH 43017-1761

Mortgage

Document Number	2017130556
Date	Apr 27, 2017
Instrument	2017130556

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11486 92nd St was $163, up 6.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$163.00 (+6.54%)	$214,548	$278,788 Land $100,792 Building $177,996
2024	$153.00 (+1.32%)
2023	$151.00 (+3.42%) Homeowner's exemption Veteran's exemption	$202,428 (+3%)	$270,241 (+13.49%) Land $134,522 Building $135,719
2022	$146.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,532	$238,129 Land $129,773 Building $108,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11486 92nd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 347 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	391 units insured incl. 44 condo units
Nearby Flood Claims	49 (1979–2024)
Claims Outside the SFHA	6 of 49
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Helene, Sep 2024 · 4 claims Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11486 92nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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