11485 E Prior Rd, Gaines, MI 48436 Property Records

Shiawassee County property record for 11485 E Prior Rd, Gaines, MI 48436 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	130,680 sqft (3 acres)
Occupancy	Owner Occupied
Last Sale	$318,000 (2024)
Tax Bill	$4,875.00 (2025)

Owner

Source: Shiawassee County records · APN 012-25-300-007-01

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
Feb 06, 2024	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 23, 2021	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2024 · Amount on Record
Deed Sale	Feb 06, 2024 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Doc Number	20243378362
Deed Book / Page	1314 / 115
Prior Transfer Date	Dec 23, 2015
Prior Transfer Doc	0003281106
Record Refreshed	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 20, 2026
Property Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Document Number	0003405318
Book / Page	1340 / 704
Instrument Date	Jul 15, 2026
Instrument	20263405318
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	FIRST TITLE, FIRST LIMA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Investor	Possibly a Property Investor

Mortgage

Document Number	0003405320,
Date	Jul 20, 2026
Instrument	20263405320

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 06, 2024
Property Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Document Number	0013140115
Book / Page	1314 / 115
Instrument Date	Feb 02, 2024
Instrument	3378362
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Tax	$2,385.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11485 E PRIOR RD, GAINES, MI 48436-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Investor	Possibly a Property Investor

Mortgage

Document Number	0003378360
Date	Feb 06, 2024
Instrument	3378360

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Mortgage

Document Number	0013140113
Date	Feb 06, 2024
Book Page	1314/113
Instrument	3378360

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	1537 E HIII RD #100 100, GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32105 CAMBRIDGE ST, GARDEN CITY, MI 48135-1737

Mortgage

Document Number	0012870452
Date	Sep 15, 2021
Book Page	1287/452
Instrument	3351263

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 23, 2021
Property Address	11485 E PRIOR RD, GAINES, MI 48436-8808
Document Number	0012870749
Book / Page	1287 / 749
Instrument Date	Jul 23, 2021
Instrument	3351560
Transaction Type	Transfer
Record Updated	Oct 07, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,130.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11485 E PRIOR RD, 11485, GAINES, MI 48436-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32105 CAMBRIDGE ST, GARDEN CITY, MI 48135-1737

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,200 (+1.63%)	$298,400 (+1.63%)
2025	$4,875.00 (+15.71%) Homeowner's exemption	$146,800 (+20.23%)	$293,600 (+20.23%)
2024	$4,213.00 (+19.76%)
2023	$3,518.00 Homeowner's exemption	$122,100	$244,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`012-25-300-007-01`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	11485 E PRIOR RD
City	GAINES
State	MI
Zip	48436-8808
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 25 T6N R4E PT OF SW 14 COM AT S 14 POST OF SEC TH W 210 FT TH N019'30!W 620 FT TH E 210 FT TO N&S 14 LN TH S019'30!E 620
Legal Range	04E
Legal Township	06N
Legal Section	25
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	VERNON
Census Blockgroup	1
Census Block	1024
Census Tract	31800

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