11485 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Wayne Town property record for 11485 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 2 ba · 1,232 sqft · built 1969
Lot Size	0.212 acres (9,250 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2019)
Tax Bill	$7,103 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage
APN	`KL011`

Property Details

APN / Parcel Number

Primary APN	`KL011`
Alternative APNs	`467600 091.07-01-022.000` `76000910070001022000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,232 sqft Total Area
1st Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	9,250 sqft (0.212 acres)
Lot Dimensions	185 ft deep x 50 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	KL011
Street Address	11485 E LAKE RD
City	HAMMONDSPORT
State	NY
Zip	14840
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	LFR-2
Legal Description	50 FT LF
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2056
Census Tract	961500

Owner

11485 E Lake Rd, a commercial property, is owned by two individuals who bought it in July 2019.

Source: Steuben County and Wayne Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 EMJAY LN, ROCHESTER, NY 14612-2249
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ESL FCU
Jul 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Deed Book / Page	2777 / 301
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11485 E LAKE RD, HAMMONDSPORT, NY 14840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4606/109
Date	Nov 5, 2020
Book Page	4606/109
Instrument	DL1627

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	229 Months
Due	Dec 1, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jul 23, 2019
Property Address	11485 E LAKE RD, HAMMONDSPORT, NY 14840
Document Number	002777/301
Book / Page	2777 / 301
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004427/196
Date	Jul 23, 2019
Book Page	4427/196

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 11485 E Lake Rd was $7,103, up 3.1% from the year before.

Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wayne Town
Unified School District	Hammondsport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,103.00 (+3.12%)
2025	$6,888.00	$413,600 Land $166,700 Building $246,900	$566,575 Land $228,356 Building $338,219
2023		$400,000 (-) Land $166,700 Building $233,300	$434,783 (+8.7%) Land $181,196 Building $253,587
2022		$400,000 Land $166,700 Building $233,300	$400,000 Land $166,700 Building $233,300
2021	$3,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11485 E Lake Rd; 30 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11485 E Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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