11482 Fox Cross Rd, Ashland, VA 23005 Property Records

Hanover County property record for 11482 Fox Cross Rd, Ashland, VA 23005

Property Summary

Property TypeCommercial
Details11,370 sqft · built 2005
Lot Size2.71 acres (118,091 sqft)
OwnerCompany Name on File
Last Sale$1,120,000 (Dec 2020)
Tax Bill$9,587 (2026)
Deeds & MortgagesFeb 2021 Refinance
Dec 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN7788-37-4613

Property Details

APN / Parcel Number

Primary APN7788-37-4613
Alternative APN
  • 10188951

Interior

Building Area11,370 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Fire ResistanceSpecial
Lot Area118,091 sqft (2.71 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number10188951
Street Address11482 FOX CROSS RD
CityASHLAND
StateVA
Zip23005-8063
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeM-2
Legal DescriptionHUNTERS RIDGE IND LOT 10 BLK A
Legal SubdivisionHUNTERS RIDGE IND
Legal BlockA
Legal Lot Number10
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1043
Census Tract320801

Owner

11482 Fox Cross Rd, a commercial property, is owned by a company that bought it in December 2020.

Source: Hanover County records, as of June 4, 2026

Owner of RecordCompany Name on File
Mailing Address11482 FOX CROSS RD, ASHLAND, VA 23005-8063
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BUSINESS FINANCE GROUP INC
Dec 17, 2020Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Dec 17, 2020Special Warranty Deed, Transfer · Line of Credit
SOUTH STATE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2020 · Amount on File
Deed SaleDec 17, 2020 · Amount on File
Prior SaleAug 13, 2004 · Amount on File
Deed Document Number2020235830
Deed Book / Page3288 / 3402
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address11482 FOX CROSS RD, ASHLAND, VA 23005-8063
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32972761
DateFeb 17, 2021
Book Page3297/2761
Instrument20210217000035580
Lender
NameBUSINESS FINANCE GROUP INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMar 1, 2046
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address11482 FOX CROSS RD, ASHLAND, VA 23005-8063
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32883432
DateDec 17, 2020
Book Page3288/3432
Instrument20201217000235860
Lender
NameSOUTH STATE BANK NA
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHANOVER VA
Recording DateDec 17, 2020
Property Address11482 FOX CROSS RD, ASHLAND, VA 23005-8063
Document Number32883402
Book / Page3288 / 3402
Instrument DateDec 10, 2020
Instrument20201217000235830
Transaction TypeTransfer
Record UpdatedJun 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11482 FOX CROSS RD, ASHLAND, VA 23005-8063

Mortgage

Document Number32883405
DateDec 17, 2020
Book Page3288/3405
Instrument20201217000235840
Lender
NameSOUTH STATE BANK NA
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11482 Fox Cross Rd was $9,587.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,587.00$1,183,700 Land $226,600 Building $957,100$1,183,700 Land $226,600 Building $957,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11482 Fox Cross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11482 Fox Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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