11481 Winding River Rd, Providence Forge, VA 23140 Property Records

New Kent County property record for 11481 Winding River Rd, Providence Forge, VA 23140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,382 sqft · built 2007
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Sep 2007)
Tax Bill	$2,701 (2024)
Deeds & Mortgages	Jul 2017 Line of Credit Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`33B13 1DL 50`

Property Details

APN / Parcel Number

Primary APN	`33B13 1DL 50`
Alternative APNs	`226904` `10860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,382 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	226904
Old Parcel Number	33B 13 1 DL 50
Street Address	11481 WINDING RIVER RD
City	PROVIDENCE FORGE
State	VA
Zip	23140-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BRICKSHIRE PB 16/78 .459 AC DB 511/790
Legal Subdivision	BRICKSHIRE
Legal Block	1
Legal Lot Number	50
Jurisdiction	NEW KENT VA
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	700301

Owner

11481 Winding River Rd is owned and occupied by an individual who bought it in September 2007.

Source: New Kent County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	11481 WINDING RIVER RD, PROVIDENCE FORGE, VA 23140-4450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS AND FARMERS BANK
Mar 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2007 · Amount on File
Deed Sale	Sep 27, 2007 · Amount on File
Prior Sale	Mar 23, 2005 · Amount on File
Deed Document Number	0000511790
Deed Book / Page	511 / 790
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	00700/4001
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	11481 WINDING RIVER RD, PROVIDENCE FORGE, VA 23140-4450
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000667/83
Date	Jul 5, 2017
Book Page	667/83
Instrument	170002042

Lender

Name	CITIZENS AND FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	11481 WINDING RIVER RD, PROVIDENCE FORGE, VA 23140-4450
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST VIRGINIA TITLE & ECRW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001109
Date	Mar 27, 2020
Instrument	200001109

Lender

Name	FIRST GUARANTY MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: New Kent County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	New Kent County
Unified School District	New Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$450,200 Land $81,100 Building $369,100	$450,200 Land $81,100 Building $369,100
2024	$2,701.00 (+10.65%)
2023	$2,441.00	$364,400 Land $41,500 Building $322,900	$364,400 Land $41,500 Building $322,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11481 Winding River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11481 Winding River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER SYSTEM serves 7,864 people · EPA ID VA4127190
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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