11481 Spring Hill Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11481 Spring Hill Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 1970
Lot Size	0.527 acres (22,974 sqft)
Owner	Trust Name on File
Last Sale	$82,500 (Jul 1996)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0630-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0630-0180`
Alternative APNs	`00290152` `290152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	2,087 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,974 sqft (0.527 acres)
Lot Dimensions	175 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Porch
Porch Area	310 sqft
Deck Area	45 sqft
Patio Area	381 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00290152
Street Address	11481 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34609-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 630 LOT 18 ORB 320 PG 887
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	630
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1036
Census Tract	40907

Owner

11481 Spring Hill Dr is owner-occupied and held in a trust since February 2022.

Source: Hernando County records, as of June 11, 2026

Owner of Record	Trust Name on File
Mailing Address	11481 SPRING HILL DR, SPRING HILL, FL 34609-4754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Feb 24, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 1996 · Amount on File
Deed Sale	Jul 12, 1996 · Amount on File
Deed Book / Page	1076 / 1092
Last Transfer Date	Feb 23, 2022
Transfer Doc	0041311539
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 29, 2026
Property Address	11481 SPRING HILL DR, SPRING HILL, FL 34609-4754
Document Number	0000036592
Book / Page	4716 / 19
Instrument Date	May 18, 2026
Instrument	202636592
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000036592,
Date	May 29, 2026
Book Page	4716/19
Instrument	202636592

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 5, 2046

Interest

Rate	6.3%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 24, 2022
Property Address	11481 SPRING HILL DR, SPRING HILL, FL 34609-4754
Document Number	0041311539
Book / Page	4131 / 1539
Map Reference	MB 8 PG 54-66
Instrument Date	Feb 23, 2022
Instrument	2022014484
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11481 SPRING HILL DR, SPRING HILL, FL 34609-4754

Tax Assessment & Valuation

The 2025 property tax bill for 11481 Spring Hill Dr was $1,676 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 Homeowner's exemption	$108,431	$283,016 Land $112,573 Building $170,443
2023		$102,306 (+3%) Land $102,306
2022	$952.00 Homeowner's exemption	$99,326	$234,952 Land $60,881 Building $174,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11481 Spring Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11481 Spring Hill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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