Cook County property record for 11481 Bell Rd, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,744 sqft · built 1957 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Jul 2026) |
| Tax Bill | $6,203 (2023) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-24-104-026 |
| Primary APN | 22-24-104-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,744 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 11481 BELL RD |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DINEFF) & (PISHONS) (PALOS) HILLS SUB LYING S OF&ADJ OINING ARCHER AVE WH WH NW SEC 24-37-11 |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 24 |
| Legal Subdivision | DINEFF & PISHONS PALOS |
| Legal Lot Number | 24 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 824004 |
11481 Bell Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Cook County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11481 BELL RD, LEMONT, IL 60439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Aug 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 22, 2018 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Mar 22, 2018 · Amount on File |
| Deed Document Number | 202619520381 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 0000016250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 14, 2026 |
| Property Address | 11481 BELL RD, LEMONT, IL 60439 |
| Document Number | 0000020381 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202620381 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,507.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11481 BELL RD, LEMONT, IL 60439 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020382, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202619520382 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 11481 BELL RD, LEMONT, IL 60439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6 115TH ST, LEMONT, IL 60439-8749 |
| Document Number | 0023620335 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2223620335 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 19, 2021 |
| Property Address | 11481 BELL RD, LEMONT, IL 60439 |
| Document Number | 0023116250 |
| Map Reference | DOC 10298760 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2123116250 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 115TH ST, LEMONT, IL 60439-8749 |
| Document Number | 0023116251 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2123116251 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 22, 2018 |
| Property Address | 11481 BELL RD, LEMONT, IL 60439 |
| Document Number | 1808108115 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 8108115 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13138 W CHICAGO BLOOMINGTON TRL HOMER GLEN IL 604916349, HOMER GLEN, IL 60491-6349 |
| Document Number | 1808108116 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 8108116 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 21, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 Land $11,521 Building $20,479 | $320,000 Land $115,210 Building $204,790 | |
| 2023 | $6,203.00 (+30.95%) | ||
| 2022 | $4,737.00 | $21,030 Land $4,007 Building $17,023 | $210,300 Land $40,070 Building $170,230 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11481 Bell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11481 Bell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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