11480 Riddle Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11480 Riddle Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Mar 2024)
Tax Bill	$4,091 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0583-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0583-0060`
Alternative APNs	`00446887` `446887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,555 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00446887
Street Address	11480 RIDDLE DR
City	SPRING HILL
State	FL
Zip	34609-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 583 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	583
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2027
Census Tract	41106

Owner

11480 Riddle Dr is owned by two individuals who bought it in March 2024.

Source: Hernando County records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10062 HAYWARD RD, SPRING HILL, FL 34608-6426
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Jul 7, 2017	Deed of Trust, Mortgage · Construction Mortgage LENDINGHOME FUNDING CORP
Dec 2, 2021	Warranty Deed, Transfer ARIES TITLE INC
Jan 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 6, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on File
Deed Sale	Mar 21, 2024 · Amount on File
Prior Sale	Jul 1, 2017 · Amount on File
Deed Document Number	202417953
Deed Book / Page	4405 / 333
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	0037961990
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 21, 2024
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Document Number	0044050333
Book / Page	4405 / 333
Map Reference	MB 8 PG 38-53
Instrument Date	Mar 18, 2024
Instrument	2024017953
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ARIES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12271 WORLD PLAZA LN #T1T1, T1T1, FORT MYERS, FL 33907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10062 HAYWARD RD, SPRING HILL, FL 34608-6426

Mortgage

Document Number	0004405335
Date	Mar 21, 2024
Instrument	4405/335

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12771 WORLD PLAZA LN 1, 1, FORT MYERS, FL 33907-4079
Investor	Possibly a Property Investor

Mortgage

Document Number	0040931960
Date	Dec 2, 2021
Book Page	4093/1960
Instrument	2021091055

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transaction

Additional	Notice of Foreclosure Sale

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034860445
Date	Jul 7, 2017
Book Page	3486/0445
Instrument	2017038693

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 2, 2021
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Document Number	0040931940
Book / Page	4093 / 1940
Map Reference	MB 8 PG 38-53
Instrument Date	Nov 10, 2021
Instrument	2021091045
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ARIES TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12771 WORLD PLAZA LN # LN1, 12771, FORT MYERS, FL 33907-4079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12771 WORLD PLAZA LN STE 1, 1, FORT MYERS, FL 33907-4079
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 17, 2020
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Document Number	0037961990
Book / Page	003796 / 001990
Instrument Date	Nov 21, 2019
Instrument	3719
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12771 WORLD PLAZA LN #1-A FORT MYERS FL 339074079, 1-A, FORT MYERS, FL 33907-4079

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 6, 2019
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Document Number	0037361117
Book / Page	003736 / 001117
Instrument Date	Jul 25, 2019
Instrument	48997
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12771 WORLD PLAZA LN #1-A FORT MYERS FL 339074079, 1-A, FORT MYERS, FL 33907-4079

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 9, 2017
Property Address	11480 RIDDLE DR, SPRING HILL, FL 34609-3444
Document Number	0035140463
Book / Page	003514 / 000463
Instrument Date	Aug 25, 2017
Instrument	57032
Transaction Type	Transfer
Record Updated	Nov 10, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5260 SUMMERLIN COMMONS WAY #30 FORT MYERS FL 339072148, 30, FORT MYERS, FL 33907-2148

Tax Assessment & Valuation

The 2025 property tax bill for 11480 Riddle Dr was $4,091.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,091.00	$238,172 Land $39,900 Building $198,272	$238,172 Land $39,900 Building $198,272
2023		$161,388 (+1%) Land $9,071 Building $152,317
2022	$2,553.00	$146,716 Land $16,450 Building $130,266	$177,510 Land $23,200 Building $154,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11480 Riddle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11480 Riddle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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