1148 Wayne Way, San Mateo, CA 94403 Property Records

San Mateo County property record for 1148 Wayne Way, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,770 sqft · built 2000
Lot Size	0.063 acres (2,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Dec 2001)
Tax Bill	$12,743 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-510-300`

Property Details

APN / Parcel Number

Primary APN	`040-510-300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	880 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	2,730 sqft (0.063 acres)
Lot Dimensions	70 ft deep x 39 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	1148 WAYNE WAY
City	SAN MATEO
State	CA
Zip	94403-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BAY MEADOWS NO.3 RSM 130/18-27
Legal Subdivision	BAY MEADOWS NO.3
Legal Lot Number	30
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1004
Census Tract	607500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1148 WAYNE WAY, SAN MATEO, CA 94403-1563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2001 · Amount on Record
Deed Sale	Dec 26, 2001 · Amount on Record
Deed Document Number	2001211910
Last Transfer Date	Apr 10, 2003
Transfer Doc	0000112436
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1148 WAYNE WAY, SAN MATEO, CA 94403-1563
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 WAYNE WAY, SAN MATEO, CA 94403-1563

Mortgage

Document Number	0000052231
Date	Jul 5, 2022
Instrument	2022-052231

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1148 WAYNE WAY, SAN MATEO, CA 94403-1563
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 WAYNE WAY, SAN MATEO, CA 94403-1563

Mortgage

Document Number	0000047819
Date	Mar 24, 2021
Instrument	2021-047819

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1148 WAYNE WAY, SAN MATEO, CA 94403-1563
Document Number	0000090391
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 WAYNE WAY SAN MATEO CA 944031563, SAN MATEO, CA 94403-1563

Mortgage

Document Number	0000090391
Date	Oct 13, 2017
Instrument	90391

Lender

Name	WINNPOINTE CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,432 (+2%) Land $489,716 Building $489,716
2025	$12,743.00 (+3.45%) Homeowner's exemption	$960,228 (+4.04%) Land $480,114 Building $480,114
2023	$12,318.00 (+1.81%) Homeowner's exemption	$922,942 Land $461,471 Building $461,471	$936,810
2022	$12,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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