1148 Vail Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1148 Vail Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,288 sqft · built 1995
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Oct 2020)
Tax Bill$4,663 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Dec 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-26-111-054

Property Details

APN / Parcel Number

Primary APN07-26-111-054

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area556 sqft
2nd Floor Area732 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Construction TypeFrame
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions7.5 ft deep x 2.4 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address1148 VAIL CT
CityNAPERVILLE
StateIL
Zip60540-0934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionESTES PARK UNIT 2 ALL
Legal SubdivisionESTES PARK
Legal Lot Number123
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2001
Census Tract846522

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1148 VAIL CT, NAPERVILLE, IL 60540-0934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2020 · Amount on Record
Deed SaleOct 7, 2020 · Amount on Record
Prior SaleDec 4, 2019 · Amount on Record
Deed Document Number2020115231
Prior Transfer DateNov 30, 2019
Prior Transfer Doc0000112299
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateOct 7, 2020
Property Address1148 VAIL CT, NAPERVILLE, IL 60540-0934
Document Number0000115231
Map ReferenceDOC R94-223057
Instrument DateSep 2, 2020
InstrumentR2020-115231
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyAFFINITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 E DUNDEE RD, 350, BUFFALO GROVE, IL 60089-4408

Transferred To (Grantee/Buyer)

NameVerified Name
Address1148 VAIL CT, NAPERVILLE, IL 60540-0934

Mortgage

Document Number0000115232
DateOct 7, 2020
InstrumentR2020-115232
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 4, 2019
Property Address1148 VAIL CT, NAPERVILLE, IL 60540-0934
Document Number0000112299
Instrument DateNov 30, 2019
Instrument112299
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address767 POLK ST GARY IN 464022127, GARY, IN 46402-2127

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 4, 2019
Property Address1148 VAIL CT, NAPERVILLE, IL 60540-0934
Document Number0000112300
Instrument DateNov 30, 2019
Instrument112300
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$187.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address350 E DUNDEE RD #301 BUFFALO GROVE IL 600894403, 301, BUFFALO GROVE, IL 60089-4403

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,663.00 (+4.62%) Homeowner's exemption$87,085 (+9.67%) Land $26,095 Building $60,990$261,255 (+9.67%) Land $78,285 Building $182,970
2024$4,457.00 (+11.12%)$79,406 (+22.73%) Land $23,794 Building $55,612$238,218 (+22.73%) Land $71,382 Building $166,836
2022$4,011.00 Homeowner's exemption$64,700 Land $19,250 Building $45,450$194,100 Land $57,750 Building $136,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
DSL
100 / 20

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