York County property record for 1148 Tom Joye Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,150 sqft · built 1965 |
| Lot Size | 1.01 acres (44,165 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2013) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364-00-00-003 |
| Primary APN | 364-00-00-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,313 sqft |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 44,165 sqft (1.01 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 91 sqft |
| Street Address | 1148 TOM JOYE RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDI |
| Legal Description | HWY 414 |
| Legal Subdivision | PROPERTY OF MISS REBECCA PURSLEY |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 61802 |
1148 Tom Joye Rd is owned and occupied by an individual who acquired it in April 2024.
Source: York County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 23, 2024 | Intrafamily Transfer, Transfer |
| Feb 23, 2024 | Deed, Transfer |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2013 · Amount on File |
| Deed Sale | Oct 3, 2013 · Amount on File |
| Prior Sale | Jul 19, 2005 · Amount on File |
| Deed Document Number | 2013234913 |
| Deed Book / Page | 13746 / 194 |
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 2126700195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2241300196 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 22413/196 |
| Instrument | 2026005520 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 23, 2024 |
| Property Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Document Number | 2126700195 |
| Book / Page | 21267 / 195 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024012203 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 23, 2024 |
| Property Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Document Number | 2117200491 |
| Book / Page | 21172 / 491 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024005297 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1148 TOM JOYE RD, CLOVER, SC 29710-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1881400473 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 18814/473 |
| Instrument | 2020060002 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 1148 Tom Joye Rd was $2,981.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 | $7,436 Land $2,064 Building $5,372 | $136,900 Land $38,000 Building $98,900 |
| 2023 | $307.00 Additional exemption filed | $4,311 Land $1,360 Building $2,951 | $107,766 Land $34,000 Building $73,766 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1148 Tom Joye Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1148 Tom Joye Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINEHAVEN S/D private · serves 81 people · EPA ID SC4650037 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | YORK COUNTY WEST WD |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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