1148 Stirrup Ct, Hamilton, OH 45013 Property Records

Butler County property record for 1148 Stirrup Ct, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,392 sqft · built 2007
Lot Size	0.866 acres (37,723 sqft)
Owner	Individual Name on File
Last Sale	$313,600 (Sep 2017)
Tax Bill	$30 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K4620-102.000-058`

Property Details

APN / Parcel Number

Primary APN	`K4620-102.000-058`
Alternative APNs	`472957` `476842`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,392 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,337 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	37,723 sqft (0.866 acres)
Lot Dimensions	260 ft deep x 50.8 ft wide
Garage Area	198 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Deck Area	150 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	K4620102.000058
Street Address	1148 STIRRUP CT
City	HAMILTON
State	OH
Zip	45013-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	133 ENT ROSS ESTATES SEC 2 BLK B ROSS ESTATES RID - SEE PCL #058R
Legal Subdivision	ROSS ESTATES
Legal Block	B
Jurisdiction	BUTLER OH
Township / Civil Division	ROSS
Census Block Group	4
Census Block	4005
Census Tract	14900

Owner

1148 Stirrup Ct is owned and occupied by an individual who bought it in September 2017.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1148 STIRRUP CT, HAMILTON, OH 45013-4046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit CINFED FEDERAL CREDIT UNION
Jul 31, 2019	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Sep 15, 2017	Warranty Deed, Transfer GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Jul 9, 2014
Deed Document Number	0000036733
Deed Book / Page	9080 / 0483
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Oct 14, 2026
Property Address	1148 STIRRUP CT, HAMILTON, OH 45013-4046
Document Number	0000038689
Book / Page	10420 / 684
Instrument Date	Oct 8, 2026
Instrument	202638689
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 STIRRUP CT, HAMILTON, OH 45013-4046

Mortgage

Document Number	0000038689,
Date	Oct 14, 2026
Book Page	10420/684
Instrument	202638689

Lender

Name	CINFED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1148 STIRRUP CT, HAMILTON, OH 45013-4046
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027594
Date	Jul 31, 2019
Book Page	9318/0300
Instrument	2019-00027594

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 15, 2017
Property Address	1148 STIRRUP CT, HAMILTON, OH 45013-4046
Document Number	0000036733
Book / Page	9080 / 0483
Map Reference	MB 3991 PG A&B
Instrument Date	Sep 7, 2017
Instrument	2017-00036733
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	AGILITY CLOSING & TITLE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1148 STIRRUP CT, HAMILTON, OH 45013-4046

Mortgage

Document Number	0000036734
Date	Sep 15, 2017
Instrument	2017-00036734

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1148 Stirrup Ct was $30.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Ross Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30.00	$790 Land $790	$2,260 Land $2,260
2023	$30.00	$790 Land $790	$2,260 Land $2,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1148 Stirrup Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Stirrup Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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