Ontario County and Phelps Town property record for 1148 State Rte 96, Phelps, NY 14532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,285 sqft · built 1864 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $68,000 (Sep 2005) |
| Tax Bill | $2,802 (2026) |
| Deeds & Mortgages | Dec 2020 Line of Credit Aug 2018 Transfer |
| APN | 4171-000-06 |
| Primary APN | 4171-000-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,285 sqft Living Area |
| 1st Floor Area | 782 sqft |
| Upper Floors Area | 503 sqft |
| Year Built | Built 1864 |
|---|---|
| Effective Year Built | Effective 1864 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 220 ft deep x 83.7 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4171-000-06 |
|---|---|
| Street Address | 1148 STATE ROUTE 96 |
| City | PHELPS |
| State | NY |
| Zip | 14532-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | .39 ACRE |
| Legal Block | 2 |
| Legal Lot Number | 49.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 50401 |
1148 State Rte 96 is owned by a company that bought it in September 2005 and is owner-occupied.
Source: Ontario County and Phelps Town records, as of September 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1148 STATE ROUTE 96, PHELPS, NY 14532-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Aug 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2005 · Amount on File |
| Deed Sale | Sep 28, 2005 · Amount on File |
| Prior Sale | Mar 2, 2005 · Amount on File |
| Deed Book / Page | 1149 / 414 |
| Transfer Doc | 001413/453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 1148 STATE ROUTE 96, PHELPS, NY 14532-9549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 3014/443 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 3014/443 |
| Instrument | 202012020092 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jan 1, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Aug 29, 2018 |
| Property Address | 1148 STATE ROUTE 96, PHELPS, NY 14532-9549 |
| Document Number | 001413/453 |
| Book / Page | 1413 / 453 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1148 STATE ROUTE 96, PHELPS, NY 14532-9549 |
The 2026 property tax bill for 1148 State Rte 96 was $2,802 with exemptions applied, up 11.5% from the year before.
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,802.00 (+11.46%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,514.00 | $92,500 Land $13,900 Building $78,600 | $128,472 Land $19,306 Building $109,166 |
| 2023 | $92,500 Land $13,900 Building $78,600 | $112,800 Land $16,950 Building $95,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1148 State Rte 96.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1148 State Rte 96 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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