1148 Rose Dr, Sycamore, IL 60178 Property Records

DeKalb County property record for 1148 Rose Dr, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,161 sqft · built 2005
Lot Size	0.52 acres (2,250 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2025)
Tax Bill	$5,875 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-301-105`

Property Details

APN / Parcel Number

Primary APN	`06-28-301-105`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,161 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	1,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	2,250 sqft (0.52 acres)
Lot Dimensions	83.8 ft deep x 26.9 ft wide
Garage Type	Attached
Garage Area	700 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0628301105
Street Address	1148 ROSE DR
City	SYCAMORE
State	IL
Zip	60178-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - BLK 4 - RESUBDIVISON OF LOT 3 - TOWNHOMES OF TOWNSEND WOODS PUD - PHASE 2
Legal Subdivision	TOWNHOMES OF TOWNSEND WOODS PUD - PHASE
Legal Phase	2
Legal Block	4
Legal Lot Number	5,3
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2030
Census Tract	401

Owner

1148 Rose Dr is owned and occupied by two individuals who bought it in October 2025.

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1148 ROSE DR, SYCAMORE, IL 60178-9505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Document Number	20258394
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1148 ROSE DR, SYCAMORE, IL 60178-9505
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005501
Date	Jun 6, 2022
Instrument	2022005501

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 22, 2025
Property Address	1148 ROSE DR, SYCAMORE, IL 60178-9505
Document Number	0000008394
Instrument Date	Oct 9, 2025
Instrument	2025008394
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1148 ROSE DR, SYCAMORE, IL 60178-9505

Mortgage

Document Number	0000008395
Date	Oct 22, 2025
Instrument	2025008395

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,551 (+6.36%) Land $16,310 Building $65,241	$244,653 (+6.36%) Land $48,930 Building $195,723
2024	$5,875.00 Homeowner's exemption	$76,675 (+9.51%) Land $15,335 Building $61,340	$230,025 (+9.51%) Land $46,005 Building $184,020
2023		$70,016 Land $14,003 Building $56,013	$210,048 Land $42,009 Building $168,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1148 Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Rose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

Nearby Properties on Rose Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures