Miami County property record for 1148 Red Maple Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,932 sqft · built 2017 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Aug 2026) |
| Tax Bill | $5,335 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106404 |
| Primary APN | D08-106404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,932 sqft Living Area |
| 1st Floor Area | 2,968 sqft |
| Upper Floors Area | 1,448 sqft |
| Basement Area | 1,484 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 12,240 sqft (0.281 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1148 RED MAPLE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10675 STONEBRIDGE MEADOWS #4 |
| Legal Subdivision | STONEBRIDGE MEADOWS #4 |
| Legal Lot Number | 10675 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 365301 |
1148 Red Maple Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Miami County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 5, 2017 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Jun 7, 2022 · Amount on File |
| Deed Document Number | 202610952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 28, 2026 |
| Property Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Document Number | 0000010952 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202610952 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Document Number | 0000010953, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202610953 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011044 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022OR-11044 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 7, 2022 |
| Property Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Document Number | 0000008901 |
| Map Reference | MB 26 PG 30,30A&30B |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022OR-08901 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Document Number | 0000008902 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022OR-08902 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000005243 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021OR-05243 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 5, 2017 |
| Property Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Document Number | 0000012151 |
| Map Reference | PB 26 PB 30 30A |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017OR-12151 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1148 RED MAPLE DR, TROY, OH 45373-4495 |
| Document Number | 0000012152 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 2017OR-12152 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1148 Red Maple Dr was $5,335 with a homeowner's exemption, down 3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,335.00 (-3%) Homeowner's exemption | $160,930 (+10.32%) Land $25,200 Building $135,730 | $459,800 Land $72,000 Building $387,800 |
| 2024 | $5,500.00 (+2.19%) Homeowner's exemption | $145,880 (-) Land $25,200 Building $120,680 | |
| 2023 | $5,382.00 (+17.49%) Homeowner's exemption | $145,880 (-) Land $25,200 Building $120,680 | $416,800 (-) Land $72,000 Building $344,800 |
| 2022 | $4,581.00 Homeowner's exemption | $145,880 Land $25,200 Building $120,680 | $416,800 Land $72,000 Building $344,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1148 Red Maple Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1148 Red Maple Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Imagine Networks Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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