1148 Palm Ave, Chico, CA 95926 Property Records

Butte County property record for 1148 Palm Ave, Chico, CA 95926

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,455 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2020)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-111-020-000`

Property Details

APN / Parcel Number

Primary APN	`003-111-020-000`
Alternative APN	`003-111-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,455 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	003-111-020
Street Address	1148 PALM AVE
City	CHICO
State	CA
Zip	95926-2618
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	LOT 2 PM 163-16/18, 1148 & 1148 B PALM
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2014
Census Tract	700

Owner

1148 Palm Ave, a residential property, is owned and occupied by two individuals who bought it in August 2020.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1148 PALM AVE, CHICO, CA 95926-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2021	Deed of Trust, Mortgage · SBA Mortgage MUFG UNION BANK NA
Aug 21, 2020	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Aug 20, 2020	Deed of Trust, Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	202033738
Prior Transfer Date	Dec 17, 2001
Prior Transfer Doc	0000001138
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1148 PALM AVE, CHICO, CA 95926-2618
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 PALM AVE, CHICO, CA 95926-2618

Mortgage

Document Number	0000048199
Date	Nov 1, 2021
Instrument	2021-0048199

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1148 PALM AVE, CHICO, CA 95926-2618
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 PALM AVE, CHICO, CA 95926-2618

Mortgage

Document Number	0000052936
Date	Dec 8, 2021
Instrument	2021-0052936

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	SBA Mortgage
Amount	Amount on Record

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 21, 2020
Property Address	1148 PALM AVE, CHICO, CA 95926-2618
Document Number	0000033738
Map Reference	MB 163 PG 16-18
Instrument Date	Aug 20, 2020
Instrument	2020-0033738
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1148 PALM AVE, CHICO, CA 95926-2618

Mortgage

Document Number	0000033739
Date	Aug 21, 2020
Instrument	2020-0033739

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1148 PALM AVE, CHICO, CA 95926-2618
Document Number	0000033739
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1113 DOWNING AVE CHICO CA 959262415, CHICO, CA 95926-2415

Mortgage

Document Number	0000033739
Date	Aug 24, 2020
Instrument	33739

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35233

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1148 Palm Ave was $7,323.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,884 (+2%) Land $176,651 Building $469,233
2025	$7,323.00	$633,221 Land $173,188 Building $460,033
2024			$547,470
2023	$6,792.00 (+1.63%)	$608,634 Land $166,464 Building $442,170
2022	$6,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1148 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1148 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, unWired Broadband.

Nearby Properties on Palm Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures