Wayne County property record for 1148 Old Smith Chapel Rd, Mount Olive, NC 28365
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1947 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jan 2026) |
| Tax Bill | $330 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02I14000005017 |
| Primary APN | 02I14000005017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,220 sqft Heated Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 1,220 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Porch Area | 60 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 772165 |
|---|---|
| Street Address | 1148 OLD SMITH CHAPEL RD |
| City | MOUNT OLIVE |
| State | NC |
| Zip | 28365-7474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1148 OLD SMITH CHAPEL RD 00R-95 |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | BROGDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 800 |
1148 Old Smith Chapel Rd, a rural home, is owned and occupied by two individuals who bought it in January 2026.
Source: Wayne County records, as of April 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1148 OLD SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-7474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage TERESA W BRYANT |
| Sep 26, 2024 | Deed of Trust, Mortgage TERESA W BRYANT |
| Jan 13, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Deed Book / Page | 4051 / 381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 1148 OLD SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-7474 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1148 OLD SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-7474 |
| Document Number | 004043/186 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 4043/186 |
| Name | TERESA W BRYANT |
|---|---|
| Type | Private Party |
| Address | 224 HARDINGWOOD DR, GOLDSBORO, NC 27534 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 8, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 1148 OLD SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-7474 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003930/622 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 3930/622 |
| Name | TERESA W BRYANT |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Jan 13, 2026 |
| Property Address | 1148 OLD SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-7474 |
| Document Number | 004051/381 |
| Book / Page | 4051 / 381 |
| Instrument Date | Jan 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 HARDINGWOOD DR, GOLDSBORO, NC 27534-7461 |
| Name | Verified Name |
|---|---|
| Address | 1148 OLD SMITH CHAPEL RD, MOUNT OLIVE, NC 28365-7474 |
| Document Number | 0004051385 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 4051/385 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 1148 Old Smith Chapel Rd was $330.
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,150 (+4.68%) Land $20,000 Building $62,150 | $82,150 (+4.68%) Land $20,000 Building $62,150 | |
| 2025 | $330.00 | $78,480 (+38.56%) Land $20,000 Building $58,480 | $78,480 (+38.56%) Land $20,000 Building $58,480 |
| 2024 | $56,640 (-) Land $13,600 Building $43,040 | $56,640 (-) Land $13,600 Building $43,040 | |
| 2023 | $275.00 | $56,640 Land $13,600 Building $43,040 | $56,640 Land $13,600 Building $43,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1148 Old Smith Chapel Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1148 Old Smith Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Benzo(a)pyrene resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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