Deschutes County property record for 1148 NW 18th St, Bend, OR 97703 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,558 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2018) |
| Tax Bill | $9,825.00 (2025) |
| Primary APN | 171231 CB 02100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,558 sqft Living Area |
| 1st Floor | 1,676 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 689 sqft Garage |
| Deck Area | Deck Area |
| Account Number | 269461 |
|---|---|
| Street Address | 1148 NW 18TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-1481 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:822 SUBD:NORTHWEST CROSSING PHASES 20-22 SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-CB |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 31 |
| Legal Quarter | SW |
| Legal Quarter Quarter | NW |
| Legal Subdivision | NORTHWEST CROSSING PHASES 20-22 |
| Legal Lot Number | 822 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1050 |
| Census Tract | 1302 |
Source: Deschutes County records · APN 171231 CB 02100
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1148 NW 18TH ST, BEND, OR 97703-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Dec 17, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) WASHINGTON TRUST BANK |
| Feb 23, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on Record |
| Deed Sale | Dec 17, 2018 · Amount on Record |
| Prior Sale | Feb 23, 2017 |
| Deed Doc Number | 2018-49413 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 1148 NW 18TH ST, BEND, OR 97703-1481 |
| Document Number | 0000029434 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 1148 NW 18TH ST BEND OR 977031481, BEND, OR 97703-1481 |
| Document Number | 0000029434 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 29434 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Dec 17, 2018 |
| Property Address | 1148 NW 18TH ST, BEND, OR 97703-1481 |
| Document Number | 0000049413 |
| Map Reference | CAB H PG1122 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018-49413 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1148 NW 18TH ST, BEND, OR 97703-1481 |
| Document Number | 0000049415 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018-49415 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 10% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Number | 0000049416 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018-49416 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99210 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 23, 2017 |
| Property Address | 1148 NW 18TH ST, BEND, OR 97703-1481 |
| Document Number | 0000007235 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 7235 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1148 NW 18TH ST BEND OR 977031481, BEND, OR 97703-1481 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,825.00 (+3.94%) | $581,530 (+3%) | $1,486,020 (+2.26%) Land $427,000 Building $1,059,020 |
| 2024 | $9,453.00 (+7.87%) | $564,600 (+3%) | $1,453,150 (+4.43%) Land $427,000 Building $1,026,150 |
| 2023 | $8,763.00 | $548,160 | $1,391,510 Land $453,000 Building $938,510 |
1148 NW 18th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 1st in Oregon |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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