1148 Needham Rd, Naperville, IL 60563 Property Records

DuPage County property record for 1148 Needham Rd, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,747 sqft · built 1984
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$272,000 (May 2006)
Tax Bill$7,035 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Aug 2015 Mortgage
Flood ZoneZone X (minimal risk)
APN08-17-108-055

Property Details

APN / Parcel Number

Primary APN08-17-108-055

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,747 sqft Living Area
1st Floor Area931 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Lot Area6,098 sqft (0.14 acres)
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address1148 NEEDHAM RD
CityNAPERVILLE
StateIL
Zip60563-3336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSPRING HILL UNIT 2 ALL
Legal SubdivisionSPRING HILL
Legal Lot Number187
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2042
Census Tract846104

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1148 NEEDHAM RD, NAPERVILLE, IL 60563-3336
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2018Grant Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Aug 14, 2015Deed of Trust, Mortgage · Conventional with PMI
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2006 · Amount on Record
Deed SaleMay 4, 2006 · Amount on Record
Prior SaleNov 19, 1997 · Amount on Record
Deed Document Number200683314
Last Transfer DateAug 13, 2015
Transfer Doc0000109196
Record UpdatedSep 20, 2026

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateJul 19, 2018
Property Address1148 NEEDHAM RD, NAPERVILLE, IL 60563-3336
Document Number0000066691
Instrument DateJul 13, 2018
Instrument66691
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyACQUEST TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1148 NEEDHAM RD NAPERVILLE IL 605633336, NAPERVILLE, IL 60563-3336

Mortgage

Document Number66692
DateJul 19, 2018
Instrument66692
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 18, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

August 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1148 NEEDHAM RD, NAPERVILLE, IL 60563-3336
Document Number0000017008
Instrument DateAug 14, 2015
Transaction TypeMortgage
Record UpdatedMar 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1148 NEEDHAM RD NAPERVILLE IL 605633336, NAPERVILLE, IL 60563-3336

Mortgage

Document Number0000017008
DateFeb 16, 2017
Instrument17008
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueFeb 15, 2045
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,035.00 (+15.04%)$128,549 (+27.92%) Land $54,880 Building $73,669$385,647 (+27.92%) Land $164,640 Building $221,007
2022$6,115.00 Homeowner's exemption$100,490 Land $42,900 Building $57,590$301,470 Land $128,700 Building $172,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1996–2026)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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