1148 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 1148 Main Rd, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 432 sqft · built 2000
Lot Size6.89 acres (300,128 sqft)
OwnerIndividual Name on Record
Tax Bill$3,052 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNPHIP M:042 L:031-01

Property Details

APN / Parcel Number

Primary APNPHIP M:042 L:031-01
Alternative APNs
  • M:042 L:031=01
  • 1135

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area432 sqft Living Area
1st Floor Area432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialMetal
Lot Area300,128 sqft (6.89 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number1135
Street Address1148 MAIN RD
CityPHIPPSBURG
StateME
Zip04562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number31-1
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group2
Census Block2013
Census Tract970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 247, PHIPPSBURG, ME 04562-0247
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK
Nov 3, 2017Deed of Trust, Mortgage
CAMDEN NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address1148 MAIN RD, PHIPPSBURG, ME 04562
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6717
DateAug 9, 2021
Instrument2021R-06717
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address1148 MAIN RD, PHIPPSBURG, ME 04562
Document Number0000008279
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1148 MAIN RD PHIPPSBURG ME 04562, PHIPPSBURG, ME 04562

Mortgage

Document Number0000008279
DateNov 9, 2017
Instrument8279
Lender
NameCAMDEN NAT'L BK
TypeBank
AddressROCKPORT, ME 04856
Agreement
AmountAmount Recorded
Term180 Months
DueNov 8, 2032

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,052.00 (+4.84%)$247,100 (-) Land $101,800 Building $145,300
2024$2,911.00 (+2.97%)$247,100 (-) Land $101,800 Building $145,300
2023$2,827.00 (+13.03%)$247,100 (-) Land $101,800 Building $145,300
2022$2,501.00$247,100 Land $101,800 Building $145,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA5 of 13
Most Recent ClaimMar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

Nearby Streets

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