1148 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1148 Geranium Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,666 sqft · built 1924
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2025)
Tax Bill	$4,326 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0065`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0065`
Alternative APNs	`8099336` `120339`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	120339
Street Address	1148 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOT 8 BLK 5
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	5
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1148 GERANIUM AVE E, SAINT PAUL, MN 55106-2712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit DEERWOOD BK
Feb 25, 2020	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HM MTG
Feb 25, 2020	Warranty Deed, Transfer TITLENEXUS LLC
Nov 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	20252799721
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1148 GERANIUM AVE E, SAINT PAUL, MN 55106-2712
Document Number	0002663397
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1148 GERANIUM AVE E ST PAUL MN 551062712, ST PAUL, MN 55106-2712

Mortgage

Document Number	0002663397
Date	Apr 14, 2020
Instrument	2663397

Lender

Name	DEERWOOD BK
Type	Bank
Address	INVER GROVE HEIGHTS, MN 55076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2040

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 25, 2020
Property Address	1148 GERANIUM AVE E, SAINT PAUL, MN 55106-2712
Document Number	0002660013
Instrument Date	Nov 22, 2019
Instrument	2660013
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 GERANIUM AVE E ST PAUL MN 551062712, ST PAUL, MN 55106-2712

Mortgage

Document Number	2660014
Date	Feb 25, 2020
Instrument	2660014

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Mortgage

Document Number	2660015,
Date	Feb 25, 2020
Instrument	2660015

Lender

Name	EDINA RLTY MTG
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 24, 2030

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 25, 2020
Property Address	1148 GERANIUM AVE E, SAINT PAUL, MN 55106-2712
Document Number	0002660012
Instrument Date	Nov 22, 2019
Instrument	2660012
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Tax	$391.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 GERANIUM AVE E ST PAUL MN 551062712, ST PAUL, MN 55106-2712

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 2, 2018
Property Address	1148 GERANIUM AVE E, SAINT PAUL, MN 55106-2712
Document Number	0002626981
Instrument Date	Feb 1, 2015
Instrument	2626981
Transaction Type	Transfer
Record Updated	Nov 19, 2018

Transaction

Amount	Amount Recorded
Tax	$391.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 502 CHAMPLIN MN 553160502, CHAMPLIN, MN 55316-0502

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,000 (+7.43%) Land $25,000 Building $267,000	$292,000 (+7.43%) Land $25,000 Building $267,000
2025	$4,326.00 (-5.21%)
2023	$4,564.00 Homeowner's exemption	$271,800 Land $20,000 Building $251,800	$271,800 Land $20,000 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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