1148 E Vermont Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1148 E Vermont Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,993 sqft · built 2007
Lot Size	0.084 acres (3,690 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2021)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-31-458`

Property Details

APN / Parcel Number

Primary APN	`309-31-458`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,993 sqft Living Area
1st Floor Area	778 sqft
2nd Floor Area	1,215 sqft

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,690 sqft (0.084 acres)
Parking Spaces	2 Parking Spaces
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1148 E VERMONT DR
City	GILBERT
State	AZ
Zip	85295-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	VILLAS AT THE SPECTRUM MCR 776-29
Legal Range	06E
Legal Township	01S
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	VILLAS AT THE SPECTRUM
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1014
Census Tract	815402

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 5, 2018	Warranty Deed, Transfer · Line of Credit FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	20211090125
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 8, 2021
Property Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210
Document Number	0001090125
Map Reference	MB 776 PG 29
Instrument Date	Oct 6, 2021
Instrument	20211090125
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 E VERMONT DR, 1148, GILBERT, AZ 85295-8210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210

Mortgage

Document Number	0001090126
Date	Oct 8, 2021
Instrument	20211090126

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 14, 2019
Property Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210
Document Number	0000917530
Map Reference	MB 776 PG 29
Instrument Date	Nov 6, 2019
Instrument	20190917530
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 E VERMONT DR, 1148, GILBERT, AZ 85295-8210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210

Mortgage

Document Number	0000917531
Date	Nov 14, 2019
Instrument	20190917531

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 19, 2018
Property Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210
Document Number	0000205566
Instrument Date	Feb 12, 2018
Instrument	205566
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1148 E VERMONT DR GILBERT AZ 852958210, GILBERT, AZ 85295-8210

Mortgage

Document Number	205567
Date	Mar 19, 2018
Instrument	205567

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 5, 2018
Property Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210
Document Number	0000013371
Map Reference	MB 776 PG 29
Instrument Date	Jan 4, 2018
Instrument	2018-0013371
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1457 E LOMA VISTA ST, 1457, GILBERT, AZ 85295-4904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 E VERMONT DR, GILBERT, AZ 85295-8210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013372
Date	Jan 5, 2018
Instrument	2018-0013372

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,120 (-1.35%)	$401,200 (-1.35%) Land $80,200 Building $321,000
2025	$1,588.00 (-7.78%)
2024		$40,670	$406,700 Land $81,300 Building $325,400
2023	$1,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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