Escambia County property record for 1148 E Baars St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1,958 sqft · built 2020 |
| Lot Size | 0.083 acres (3,633 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,900 (Nov 2020) |
| Tax Bill | $4,223 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-014-371 |
| Primary APN | 00-0S-00-9025-014-371 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,958 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 3,633 sqft (0.083 acres) |
| Garage Type | Finished |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 143129100 |
|---|---|
| Street Address | 1148 E BAARS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Description | W 26.66 FT LT 14 BLK 371 NEW CITY TRACT OR 8406 P 248 CA 54 |
| Legal Township | 01N |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 371 |
| Legal Lot Number | 14 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 1300 |
Source: Escambia County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 340 GAMARRA RD, PENSACOLA, FL 32503-3123 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 17, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Deed Document Number | 2020098875 |
| Deed Book / Page | 8406 / 248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1148 E BAARS ST, PENSACOLA, FL 32503-4014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1148 E BAARS ST, PENSACOLA, FL 32503-4014 |
| Document Number | 0087471520 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 8747/1520 |
| Instrument | 2022029689 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 17, 2020 |
| Property Address | 1148 E BAARS ST, PENSACOLA, FL 32503-4014 |
| Document Number | 0084060248 |
| Book / Page | 8406 / 248 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 2020098875 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | EMERALD COAST TTL INC GULF B |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 S E ST CHASE ST100, 401, PENSACOLA, FL 32502-5361 |
| Name | Verified Name |
|---|---|
| Address | 1148 E BAARS ST, PENSACOLA, FL 32503-4014 |
| Document Number | 0008406254 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 8406/254 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $397,341 (+42.65%) | $397,341 (+6.53%) Land $32,697 Building $364,644 | |
| 2024 | $4,223.00 (+2.85%) | ||
| 2023 | $4,106.00 (+2.6%) Homeowner's exemption | $278,550 (+3%) | $372,990 (+10.87%) Land $32,697 Building $340,293 |
| 2022 | $4,002.00 Homeowner's exemption | $270,437 | $336,425 Land $32,697 Building $303,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 66 (1979–2020) |
| Claims Outside the SFHA | 38 of 66 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures