1148 E 23rd St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1148 E 23rd St, Chattanooga, TN 37408

Property Summary

Property Type	Medical Building
Details	17,952 sqft · built 1974
Lot Size	1.13 acres (49,223 sqft)
Owner	Company Name on File
Last Sale	$705,000 (Mar 2021)
Tax Bill	$7,525 (2025)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`156A C 004`

Property Details

APN / Parcel Number

Primary APN	`156A C 004`
Alternative APN	`0000089579`

Interior

Stories	1 Story
Building Area	17,952 sqft Total Area

Exterior

Year Built	Built 1974
Exterior Material	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	153 ft deep x 340 ft wide
Total Buildings	3 Buildings

Location & Zoning

Account Number	0000089579
Street Address	1148 E 23RD ST
City	CHATTANOOGA
State	TN
Zip	37408-2213
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	M1
Legal Description	LT 1 TIRE CENTER LLC SUB PB 29 PG 16-A REV 95-148 LTS A&B R H HUNTS PB 6 PG 15
Legal Subdivision	HUNTS R H
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3039
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1148 E 23rd St, a commercial property, is owned by a company that bought it in March 2021.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1300 E 23RD ST, CHATTANOOGA, TN 37404-5701
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Line of Credit TRUIST BANK
Oct 17, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK
Mar 14, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	2021031500176
Deed Book / Page	12397 / 855
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 15, 2021
Property Address	1148 E 23RD ST, CHATTANOOGA, TN 37408-2213
Document Number	0000000176
Book / Page	12397 / 855
Map Reference	MB 95 PG 148
Instrument Date	Mar 9, 2021
Instrument	2021031500176
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,608.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1300 E 23RD ST, CHATTANOOGA, TN 37404-5701

Mortgage

Document Number	0012397858
Date	Mar 15, 2021
Instrument	12397/858

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 17, 2018
Property Address	1148 E 23RD ST, CHATTANOOGA, TN 37408-2213
Document Number	1017000038
Book / Page	011478 / 000865
Instrument Date	Oct 16, 2018
Instrument	181017000038
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,803.77
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16046 GREENSBORO NC 274160046, GREENSBORO, NC 27416-0046

Mortgage

Document Number	1017000039
Date	Oct 17, 2018
Book Page	011478/000870
Instrument	181017000039

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2033

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 14, 2018
Property Address	1148 E 23RD ST, CHATTANOOGA, TN 37408-2213
Document Number	0000000102
Book / Page	011292 / 000994
Instrument Date	Feb 28, 2018
Instrument	102
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,960.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 INGLESBY PKWY DUNCAN SC 293349173, DUNCAN, SC 29334-9173

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 17, 2017
Property Address	1148 E 23RD ST, CHATTANOOGA, TN 37408-2213
Document Number	0000000241
Book / Page	011102 / 000821
Instrument Date	Jul 14, 2017
Instrument	241
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 E MCADOWVIEW RD GREENSBORO NC 27406, GREENSBORO, NC 27406

Tax Assessment & Valuation

The 2025 property tax bill for 1148 E 23rd St was $7,525, down 3.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,525.00 (-3.94%)	$496,520 (+41.8%)	$1,241,300 (+41.8%) Land $394,100 Building $847,200
2024	$7,834.00	$350,160 (-)	$875,400 (-) Land $282,700 Building $592,700
2023	$7,834.00	$350,160 (-)	$875,400 (-) Land $282,700 Building $592,700
2022	$7,834.00	$350,160	$875,400 Land $282,700 Building $592,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1148 E 23rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1983–2015)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 E 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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