1148 Cragmont Ave, Berkeley, CA 94708 Property Records

Alameda County property record for 1148 Cragmont Ave, Berkeley, CA 94708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1960
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$2,060,000 (Sep 2025)
Tax Bill	$10,949 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-2986-19`

Property Details

APN / Parcel Number

Primary APN	`63-2986-19`
Alternative APN	`063-2986-019-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1148 CRAGMONT AVE
City	BERKELEY
State	CA
Zip	94708-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: AR: 0063 PAGE: 2986
Legal Subdivision	CRAGMONT
Legal Block	3
Legal Lot Number	50
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3013
Census Tract	421500

Owner

1148 Cragmont Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1148 CRAGMONT AVE, BERKELEY, CA 94708-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 29, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	May 22, 1998 · Amount on File
Deed Document Number	2025121267
Prior Transfer Date	Feb 10, 2010
Prior Transfer Doc	0000042823
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1148 CRAGMONT AVE, BERKELEY, CA 94708-1613
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CRAGMONT AVE, BERKELEY, CA 94708-1613

Mortgage

Document Number	0000160352
Date	Dec 15, 2025
Instrument	2025160352

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 29, 2025
Property Address	1148 CRAGMONT AVE, BERKELEY, CA 94708-1613
Document Number	0000121267
Map Reference	MB 23 PG 15
Instrument Date	Sep 18, 2025
Instrument	2025121267
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,766.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1148 CRAGMONT AVE, BERKELEY, CA 94708-1613

Mortgage

Document Number	0000121268
Date	Sep 29, 2025
Instrument	2025121268

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.4%
Index	Other
Max Rate	10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 1148 Cragmont Ave was $10,949.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,053,000 (+281.54%) Land $618,000 Building $1,442,000
2025	$10,949.00 Homeowner's exemption	$538,077 Land $161,423 Building $376,654
2023	$9,508.00 Homeowner's exemption	$517,187 Land $155,156 Building $362,031	$1,290,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1148 Cragmont Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Cragmont Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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