St. Louis County property record for 1148 Como Ave, Duluth, MN 55811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,842 sqft Gross Area |
| Lot Size | 2,600 sqft (0.059 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2023) |
| Tax Bill | $6,418.00 (2026) |
| Primary APN | 010-3188-00240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,842 sqft Gross Area |
| 1st Floor | 1,842 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,600 sqft (0.059 acres) |
| Garage Area | 543 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 168 sqft Deck |
| Porch Area | 76 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1155536 |
|---|---|
| Street Address | 1148 COMO AVE |
| City | DULUTH |
| State | MN |
| Zip | 55811-2600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 12 SERIAL # |
| Legal Subdivision | MAPLE RIDGE FIRST ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1075 |
| Census Tract | 302 |
Source: St. Louis County records · APN 010-3188-00240
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION |
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Nov 03, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Apr 04, 2003 · Amount on Record |
| Deed Doc Number | 20231072840 |
| Last Transfer Date | Apr 29, 2024 |
| Transfer Doc | 0001078860 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 27, 2026 |
| Property Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001101886 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261101886 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001101886, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20261101886 |
| Name | NORTHERN COMMUNITIES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 22, 2026 |
| Property Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001100747 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 20261100747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001100747, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261100747 |
| Name | SERVION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001074130 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 1074130 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 28, 2023 |
| Property Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001072840 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 1072840 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1148 COMO AVE, DULUTH, MN 55811-2600 |
| Document Number | 0001072841 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 1072841 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.9% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,418.00 (+4.09%) Homeowner's exemption | ||
| 2025 | $6,166.00 (+14.82%) Homeowner's exemption | $471,800 (+3.72%) Land $43,000 Building $428,800 | $471,800 (+3.72%) Land $43,000 Building $428,800 |
| 2024 | $454,900 (+25.66%) Land $53,000 Building $401,900 | $454,900 (+25.66%) Land $53,000 Building $401,900 | |
| 2023 | $5,370.00 Homeowner's exemption | ||
| 2022 | $362,000 Land $50,200 Building $311,800 | $362,000 Land $50,200 Building $311,800 |
1148 Como Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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