1148 Clark Fork Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1148 Clark Fork Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,376 sqft · built 2018
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Aug 2018)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R837988`

Property Details

APN / Parcel Number

Primary APN	`R837988`
Alternative APNs	`07-4078-28-1-02-44-0000` `0000507031`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000507031
Street Address	1148 CLARK FORK DR
City	KALISPELL
State	MT
Zip	59901-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMBULL CREEK CROSSING PH 3, S28, T29 N, R21 W, LOT 23, ASSR# 0000507031
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	TRUMBULL CREEK CROSSING PH 3
Legal Lot Number	23
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1148 CLARK FORK DR, KALISPELL, MT 59901-4693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2018	Corporation Deed, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	201818092
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1148 CLARK FORK DR, KALISPELL, MT 59901-4693
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000023143
Date	Aug 12, 2020
Instrument	202000023143

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1148 CLARK FORK DR, KALISPELL, MT 59901-4693
Transaction Type	Mortgage
Record Updated	Dec 25, 2019
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900031792
Date	Dec 6, 2019
Instrument	201900031792

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2048

August 2018: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 7, 2018
Property Address	1148 CLARK FORK DR, KALISPELL, MT 59901-4693
Document Number	201800018092
Instrument Date	Aug 2, 2018
Instrument	201800018092
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CLARK FORK DR, KALISPELL, MT 59901-4693

Mortgage

Document Number	201800018093
Date	Aug 7, 2018
Instrument	201800018093

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00 (-32.54%)	$610,400 (+31.21%)
2025			$610,400 (+31.21%) Land $97,019 Building $513,381
2023	$3,774.00	$465,200	$465,200 Land $76,780 Building $388,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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