1148 Calloway Cir, Clermont, FL 34711 Property Records

Lake County property record for 1148 Calloway Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,856 sqft · built 2005
Lot Size	0.365 acres (15,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Feb 2025)
Tax Bill	$6,237 (2024)
Deeds & Mortgages	Feb 2022 Second Mortgage Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0507-000-03700`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0507-000-03700`
Alternative APNs	`262308050700003700` `3824755`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,856 sqft Living Area
Gross Area	4,446 sqft
1st Floor Area	2,950 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,915 sqft (0.365 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	260 sqft
Porch	Finished/Open Porch
Porch Area	561 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3824755
Street Address	1148 CALLOWAY CIR
City	CLERMONT
State	FL
Zip	34711-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BRIDGESTONE AT LEGENDS PHASE IV PB 51 PG 29-30 LOT 37 ORB 6480 PG 1635
Legal Range	26E
Legal Township	23S
Legal Section	8
Legal Subdivision	BRIDGESTONE AT LEGENDS PHASE IV
Legal Tract	A-B
Legal Block	2
Legal Lot Number	37
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31316

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 25, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Feb 25, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 5, 2019	Warranty Deed, Transfer · Construction Mortgage RLA REALTY HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	202522357
Deed Book / Page	6480 / 1635
Prior Transfer Date	Mar 16, 2006
Prior Transfer Doc	0031720952
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Investor	Possibly a Property Investor

Mortgage

Document Number	0058951245
Date	Feb 11, 2022
Book Page	5895/1245
Instrument	2022020214

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2042

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606

Mortgage

Document Number	0061660355
Date	Jun 26, 2023
Book Page	6166/355
Instrument	2023076381

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jul 17, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606

Mortgage

Document Number	0064040522
Date	Sep 25, 2024
Book Page	6404/522
Instrument	2024112989

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2050

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 25, 2025
Property Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Document Number	0064801635
Book / Page	6480 / 1635
Map Reference	MB 51 PG 29&30
Instrument Date	Feb 20, 2025
Instrument	2025022357
Transaction Type	Transfer
Record Updated	Mar 13, 2025
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606

Mortgage

Document Number	0064801637
Date	Feb 25, 2025
Book Page	6480/1637
Instrument	2025022358

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 20, 2020
Property Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Document Number	0054730962
Book / Page	5473 / 962
Map Reference	MB 51 PG 29&30
Instrument Date	May 18, 2020
Instrument	2020055266
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 LONG COVE LOOP, 1215, DAVENPORT, FL 33896-8139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606

Mortgage

Document Number	0005473964
Date	May 20, 2020
Instrument	5473/964

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 5, 2019
Property Address	1148 CALLOWAY CIR, CLERMONT, FL 34711-4606
Document Number	0053210724
Book / Page	005321 / 000724
Instrument Date	Jul 21, 2019
Instrument	87646
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1148 CALLOWAY CIR CLERMONT FL 347114606, CLERMONT, FL 34711-4606

Mortgage

Document Number	53210725
Date	Aug 5, 2019
Book Page	005321/000725
Instrument	87647

Lender

Name	RLA REALTY HOLDINGS LLC
Address	11 STIEG AVE, STATEN ISLAND, NY 10308-1535

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 4, 2020

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,369 (+42.82%) Land $102,025 Building $495,344	$597,369 (-0.02%) Land $102,025 Building $495,344
2025		$418,280 (+5.98%) Land $102,025 Building $316,255	$597,517 (+19.25%) Land $102,025 Building $495,492
2024	$6,237.00 (+1.78%)
2023	$6,128.00 (+2.92%) Homeowner's exemption	$394,660 (+3%)	$501,067 (+4.03%) Land $102,025 Building $399,042
2022	$5,954.00 Homeowner's exemption	$383,170	$481,669 Land $82,775 Building $398,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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