St. Johns County property record for 1148 Cabin Bluff Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,251 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $425,000 (Mar 2024) |
| Tax Bill | $4,652 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027501-2390 |
| Primary APN | 027501-2390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,251 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 2,251 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 96 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1148 CABIN BLUFF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/8-14 SAMARA LAKES PARCEL B PHASE 1 LOT 239 OR5913/1375 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | SAMARA LAKES PARCEL B PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 239 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20906 |
1148 Cabin Bluff Dr is owned by a company that acquired it in July 2026.
Source: St. Johns County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1148 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 6, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC |
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on File |
| Deed Sale | Mar 11, 2024 · Amount on File |
| Prior Sale | Jan 18, 2017 · Amount on File |
| Deed Document Number | 202418292 |
| Deed Book / Page | 5913 / 1375 |
| Last Transfer Date | Jul 2, 2026 |
| Transfer Doc | 0000056970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 6, 2026 |
| Property Address | 1148 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460 |
| Document Number | 0000056970 |
| Book / Page | 6395 / 423 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202656970 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 1148 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 11, 2024 |
| Property Address | 1148 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460 |
| Document Number | 0059131375 |
| Book / Page | 5913 / 1375 |
| Map Reference | MB 57 PG 8-14 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024018292 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | JACKSONVILLE TITLE AND TRUST LLC, JACKSONVILLE TITLE & TR LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 COUNTRY FERN DR, SAINT AUGUSTINE, FL 32092-3384 |
| Name | Verified Name |
|---|---|
| Address | 1148 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460 |
| Document Number | 0059131377 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 5913/1377 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1148 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1148 CABIN BLUFF DR, ST AUGUSTINE, FL 32092-3460 |
| Document Number | 0055290836 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 5529/836 |
| Instrument | 2022034568 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1148 Cabin Bluff Dr was $4,652, down 8.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,532 (-8.03%) Land $80,000 Building $250,532 | $330,532 (-8.03%) Land $80,000 Building $250,532 | |
| 2025 | $4,652.00 (-8.21%) Homeowner's exemption | $359,387 (-6.39%) | $359,387 (-6.39%) Land $80,000 Building $279,387 |
| 2024 | $5,068.00 (+150.64%) Homeowner's exemption | $383,914 (+114.87%) | $383,914 (+0.88%) Land $95,000 Building $288,914 |
| 2023 | $2,022.00 (+3.53%) Homeowner's exemption | $178,672 (+3%) | $380,556 (+10.42%) Land $105,000 Building $275,556 |
| 2022 | $1,953.00 Homeowner's exemption | $173,468 | $344,643 Land $84,000 Building $260,643 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1148 Cabin Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1148 Cabin Bluff Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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