1148 Borden St, Simi Valley, CA 93065 Property Records

Ventura County property record for 1148 Borden St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,516 sqft · built 1963
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$598,000 (Oct 2019)
Tax Bill	$7,941 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640-0-283-035`

Property Details

APN / Parcel Number

Primary APN	`640-0-283-035`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area
1st Floor Area	798 sqft
2nd Floor Area	718 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	445 sqft
Porch	Porch
Porch Area	92 sqft
Patio Area	416 sqft

Location & Zoning

Street Address	1148 BORDEN ST
City	SIMI VALLEY
State	CA
Zip	93065-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 145500 LOT: 10 REF: 035MR 014
Legal Subdivision	1455
Legal Tract	145500
Legal Block	283
Legal Lot Number	10
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1013
Census Tract	7505

Owner

1148 Borden St is owned and occupied by an individual who bought it in October 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1148 BORDEN ST, SIMI VALLEY, CA 93065-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 30, 2019	Grant Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Feb 28, 1994 · Amount on File
Deed Document Number	2019133360
Prior Transfer Date	Jun 19, 2003
Prior Transfer Doc	0000253008
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1148 BORDEN ST, SIMI VALLEY, CA 93065-4416
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 BORDEN ST, SIMI VALLEY, CA 93065-4416

Mortgage

Document Number	2022000042472
Date	Apr 4, 2022
Instrument	2022000042472

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Aug 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 30, 2019
Property Address	1148 BORDEN ST, SIMI VALLEY, CA 93065-4416
Document Number	0000133360
Map Reference	MB 35 PG 14-16
Instrument Date	Oct 4, 2019
Instrument	20191030-00133360
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 BORDEN ST, SIMI VALLEY, CA 93065-4416

Mortgage

Document Number	0000133361
Date	Oct 30, 2019
Instrument	20191030-00133361

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1148 Borden St was $7,941, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$667,076 (+2%) Land $433,377 Building $233,699
2025	$7,941.00 (+1.13%)	$653,997 Land $424,880 Building $229,117
2024	$7,852.00 (+6.31%)
2023	$7,386.00 (+0.2%)	$628,602 Land $408,381 Building $220,221
2022	$7,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1148 Borden St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (1998–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Borden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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